Interest Rate Swap leh Currency Swap hrilhfiah thei in awm em? Entirna nen chiang kek kawkin khingte khi hrilhfiah thei in awm chuan a lawmawm ngawt ang!! Mizo thalai thiam tak takte kha khawnge in awm??
Zawhna
July 8th, 2009 2:02 am by ericsson39 Responses to “Zawhna”
Leave a Reply
You must be logged in to post a comment.
July 8th, 2009 at 3:29 am
Google/Wikipedia lamah a chiang fu lo maw?
July 8th, 2009 at 9:10 am
Interest Rate Swap
An agreement between two parties (known as counter-parties) where one stream of future interest payments is exchanged for another based on a specified principal amount. Often, interest rate swaps exchange a fixed payment for a payment that is not fixed, but rather linked to an interest rate. A company will typically use interest rate swaps to limit or manage their exposure to fluctuations in interest rates or to obtain a marginally lower interest rate than they would have otherwise been able to without the swap.
Currency Swap
A swap that involves the exchange of principal and interest in one currency for the same in another currency.
July 8th, 2009 at 9:12 am
Tinge ka comment a lan theih loh a?
July 8th, 2009 at 9:14 am
Interest Rate Swap:
An agreement between two parties (known as counter-parties) where one stream of future interest payments is exchanged for another based on a specified principal amount. Often, interest rate swaps exchange a fixed payment for a payment that is not fixed, but rather linked to an interest rate. A company will typically use interest rate swaps to limit or manage their exposure to fluctuations in interest rates or to obtain a marginally lower interest rate than they would have otherwise been able to without the swap.
Currency Swap:
A swap that involves the exchange of principal and interest in one currency for the same in another currency.
July 8th, 2009 at 10:13 am
wikipedia ka en hnua a chiang tok lo k tih vang lom hetah k lo zoh mai2:) entirna thra deu mizo tong ngeia pe thei an om em leeee
July 8th, 2009 at 10:23 am
ka hriat loh zawng tak a ni.
July 8th, 2009 at 10:42 am
@ericsson: Stock Exchange tih ve tum deuh a mi?
July 8th, 2009 at 10:50 am
Lawks….Nimin a ‘Thlalak post dan’ tih Site Admin. chhung a awm kha a lo chhuah hun ka lo chang ve char char a, khawnge a awm daih a ?
July 8th, 2009 at 11:10 am
@ericsson
Ka hrilhfiah thiam dan berin kan soi ve chhin ange oo..
A hming pakhat atan chuan Hedging anti. a omzia chu fluctuation interest rate atan bik an hmang, Interest rate hi a chet reng(change) avangin company tan chuan in venna angai ve. a chang in a sang vak anga, achangin a hniam vak thei. hetah tak hian counter pary an ti a, chumi hnen ah chuan tun atanga thla 3,6,1 yr,5yrs ah chumi, khami rate chuan ka in change(ouk tir) don nia anti thin.
Entirnan: Tun atanga kum 1 chhungin 8%p.a in kan in change (puk tir) don nia anti ta a, chutah interest rate alo tla hniam ta vak maia, 4% velin, mahse contract anlo neih miau toh avangin 8% hian interest rate a hmu tho2 ang. a sang vak a nih pawn, hemi (counter party) hnen ah nilo market(money market eg. T-Bills, Certificate of deposits etc) ah a dah tho avangin counter party hnen atang hian interest rate hmu hniam zok mahse ngai awh tho tho.
50-50 a a dah chuan average interest rate a hmu reng ang.
Hetiang chian hian currency ah poh a ni.. Exchange rate hi a chet (change) reng avangin an hmang thin, exporters, importers hovin
ala chian loh cheu chuan zan lamah aww
July 8th, 2009 at 2:03 pm
Sap tawnga ziah loh hram kan tum a mahse tawng dang a ziak an awm avangin ka thiam ang tawk in kan ziak ve hram zawk a ni e.Kan tum a chu a thelh em lovang chu maw. INTEREST RATE SWAP: Interest rate swap are financial rate contracts where both the buyer and seller change interest exposure over the entire term of the agreement.the most frequent exchange control is the fixed to float swap which occurs when the seller obtain the fixed rate from the buyer and the buyer obtains a floating rate from the seller.Two other types of exchange are fixed to fixed swap and float to float swap.Interest rate are used more frequently by commercial to re-allocate exposure to interest rate risk.
CURRENCY SWAP: Currency swap is an achord agreed upon the two parties to buy or sell currency at spot rate ,which will return to a specific price (the forward rate)at the end of a predetermined period.The forward rate can figured out from the spot rate,froward points(the premium of the spot rate derive from the discrepency in interest rate between the currencies)and period of the deal in days.For example,a company could look to exchange cash flow for their fixed rate debt in British pound for a floating rate debt in India.This happens frequently in India where companies browse around for the least expensive debt in any denomination they can find and seek to change it for debt in the currency is wants. Currency swap were originally done to get arround exchange controls.
July 8th, 2009 at 2:32 pm
lily-parmawia & lalhmeltha te kha thanx bon top…
Hetiang hian contract lo om ta se,heta notional principal amount USD 10 mln hi Party A leh B te loan an lak total tihna mi?????? cuan LIBOR hi London a banks te chiah sawina mi oooo?????
Counter parties:: A and B
Maturity:: 5 years
A pays to B : 6% fixed p.a.
B pays to A : 6-month LIBOR
Payment terms : semi-annual
Notional Principal amount: USD 10 million.
July 8th, 2009 at 3:12 pm
Libor:
An interest rate at which banks can borrow funds, in marketable size, from other banks in the London interbank market. The LIBOR is fixed on a daily basis by the British Bankers’ Association. The LIBOR is derived from a filtered average of the world’s most creditworthy banks’ interbank deposit rates for larger loans with maturities between overnight and one full year.
July 8th, 2009 at 6:42 pm
ericsson
hemi omzia ka hriat dan leh in
A hian B pawisa 10 million a puk saka. thlaruk chung atan. an interest rate in charges hi 6%p.a a nih avang leh a puk chhung hi thlaruk ( 6 months/half year) anih vangin a interest rate neih theih chu 3% chiah ani. (6/2).
Hemi te 2 inkar ah hian khawi market (Fixed deposit, T-bills, certificate of deposit etc.) mahin an effect lo. Nangman i kawmthlangpa pawisa i puk tira, pung om in, chutiang vel chu a ni e.
Bank fixed deposit te hi chu a ngai reng, mahse T-Bills, Certificate of deposit etc.(central sorkar sum indaih loh zual lo phuhruk lawk nana sorkarin mimal leh pawl te hnen atanga a puk thin) Hemi interest rate hi demand and supply a zirin a hniam in a sang reng, chutiang in currency pawh, stock pawh, commodity pawh.
Ila chiang lo cheu em?
July 8th, 2009 at 6:53 pm
An based capital (10 million atang hian interest rate an chhut ang)’A’ puk chauh ani.. B tan chuan a pawisa pekchhuah (puk tir a ni). ila chian loh cheu chuan min ron mail mai roh.. (nula.magnet@in.com
)
July 8th, 2009 at 7:43 pm
@Lily sawi fiah in tumna lamah in OT a ni lo maw? Forward trading lam lam te in pakai tak vak mai le
July 8th, 2009 at 7:54 pm
Lalpu mzvision. hetiang ho hi chu Derivatives chhung ah an awm veka. a soi tel loh theih loh.. hehhe
Bakah i hman lai ltk, tun laiah forward trading anti duh toh lo, Future Trading anti jaih LOL..
July 8th, 2009 at 8:12 pm
Pu Lily mail id chu leh…
July 8th, 2009 at 8:27 pm
I mail id hi a ngei awm thei vel e…Lily
July 8th, 2009 at 8:30 pm
@Lily_parmawia @mzvision te chu a tunlai viau zawk ka lo tia sin!
Beng in ti var leh ta hle mai!
July 8th, 2009 at 8:40 pm
Ka mail id kha chu No offense
ka hmang ve miau aa..
July 8th, 2009 at 8:45 pm
@Lily_parmawia zawhna ka lo zawt ve che? tahhian ka ziak zauh tawh a — https://misual.life/2009/02/.....awlsam-dan
Hmeichhe pathum thingpui dawrah an chawl a, tichuan Rs 10/ man theuh an ei a, An chhuah hnu chuan Dawr nei tu chuan “Khai a, nula ho chu ka tlawm ang ka ti a, ka lo mangnghilh daih mai” ti pah in Rs 5/- a phawrh a, a mi chhawr chu va um a pe let tur in a ti a, a mi chhawr chuan rilru nei tak in, Rs 2/- hi ka hmang a nga cheng khat theuh ka kir ang an tan pawh in sem a awl sam ang ti in Rs 2/- chu a hmang ta a. Cheng khat theuh chu a kir ta a. ti chuan Rs 9/- man theuh ei ang an ni ta!
Nula ho ei 9 x 3 = Rs 27/-
Michhawr pa in a a hman Rs 2/-
Tichuan 27 + 2 = 29
Cheng khat a Bo ta tlat mai!
Hetiang deuh a in bumna hi mithiam leh thiam karah a awm thei a ngem? Tin, mi mawl deuh te bumnan hmanruaah hetiang deuh hi a awm thei a ngem?
July 8th, 2009 at 8:45 pm
OT:News Update:Pi Malsawmthangi Director School Education chu SCERT ah Joint Direcora dah let a ni.School Education Directorah Pu K.Riachho dah a ni.
July 8th, 2009 at 8:54 pm
EEe Diktea_Pa ka hre toh bik nang.. Hetiang te chu customer ah a innghat ve bok ang chu.. tam tak hi chuan kan thil lei tur (goods, services etc) te chhut chiang mang lo hian kan pawng lei ve pawp2 aa.. sumdawnna a nih miau chuan a inbum thei te chu in bum mai awm tak.. kei aia idea nei antam viau ang..
July 8th, 2009 at 9:02 pm
Malsawmthangi chu a zung an phawi ta a nih chu te lo ti vel ila, a lo duh zawk phian mai thei a
July 8th, 2009 at 9:17 pm
Kan sawi chhan chu Dawrneitu leh Nula te khi tang rual tase, chuan Dawrneitu hian chhawr hnenah khan chu Re1/- theuh i kir chuan Rs 9/- man theuh ei ang anni, an 3 chuan Rs 27/- man ei ang an ni a, Rs 30/- tling tur chuan Rs 3/- i chawi a ngai ti ta tlat mai se. Re1 an hlawkna nula te nen chuan insem leh ta se. Sum tam thamah chuan a hlauh hlep a awm ve thei treuh ang!
Nie, Mizote hi Chhutchiang mang lova thil bawh ruak ruak leh in tihhmuh kan ching hi sim atan a thil tha ani.
July 8th, 2009 at 9:27 pm
Diktea pa chengkhat hi middle men profit . Eng ah nge a tlawma te pon an hriat lovin a tlawm ve rik nghawt. Assymetry of information a awm a nih chu.A vai pa chhawr in cheng hnih a lo hmang ve jeih hi moral hazard classic example a agent-principal problem .
July 8th, 2009 at 11:45 pm
Dikte_pa, Nuai khat man theuh in dawrah thian 2 nen thil kan lo lei a, tum reng siin min tlawm theihnghilh a. Siama i rawn tira, Rs. 50,000 min rawn pek tir a. Siama chuan 10,000 theuh kir ila, 20,000 hlep teh ang a tia.
90,000 x 3 = 270,000
Siama hlep = 20,000
270,000 + 20,000 = 290,000
Bo = 10,000
Tam thamah chuan Fair lo dawn riau mai a!! A bo kawltu lah awm thei dawn der si lo.
July 9th, 2009 at 12:46 am
in ho hlom em mai 30 a tanga khan 5 paih ula an sen chu 25 ani Rs 3 chauh a pek kha belh ula 25+3=28 a hlep ruk Rs 2 nen 28+2=30 a bo hlei nem :adea: in paih vel veka mi 3 kha insem tir kher in tum bawka
Tichuan pawisa bo kha kan hmu leh ta. a tawpta OT pawh hi top tir ve mai ila tiin misual ho mut bo duak hlanin kan solo a ni e. tukchhuah nuam ule ka lawme
July 9th, 2009 at 1:30 am
Mathematics hi mak deuh a sin! 2 = 2 a ni reng a, 2 is not equal to 2 pawh a prove theih a. Kan pawisa bo dan pawh hi a dik thlapin a bo a, a dik thlapin a bo lo bawk.
July 9th, 2009 at 7:56 am
ericssion
mizo tawng pawhin ziak thiam teh lul mai.sap tawng a kan dah ziahna chhan chu mizo te hian sap tawng hi mahni tawng aiin kan ngaisang emaw ka lo ti a ,engemaw hlek ah mahni tawng a tih theih reng hi sap tang hman kan chin avang hian,nang pawhin mizo tawng ai maha i chiar thiam zawk ka rin avangin sap tawng kherin ka han ziak a ni e.I zawh belhna hi chu lily_parmawia’n a rawn sawi chian em avang hian ka rawn ziak tawh lo mai ang hun dangahl ni rawhse.
July 9th, 2009 at 7:58 am
sentence hmasa ber a dah tih khi han tih zawk tur a ni e
July 9th, 2009 at 9:44 am
@mzvision i ti dik, diktlap si dik lo hi a awm tlat thin! Mizo te hi kan sum khawichet leh sum vawng uluk lem lo tak kan ni! In bum theihna tur a tam a Fimkhur nan kan ti mai mai a nih khi.
July 9th, 2009 at 10:29 am
@lilyparmawia, thanx for yet another xplanation but….
Sawi dik loh i nei ve tlats..6 months khi a puk chhung a nilo, 5 years khi lom, maturity=5 yrs nih khi. cuan A in B khi kumtin 6%fixed interest rate 10 milion atanga chhut a pea, B in A khi 6 months tina chhut Libor(London interbank int rate che reng)zatin interest rate 10 milion atanga chhut a pe ve reng bok.hetah tak hian notional amt khi A puk zat i tia,A leh B hi an inpuk lo hrim2, bank dang atanga an loan pukna int rate an in thleng(swap) a nisia.
Mahse k dik vek kher lo maithei… lo enciang leh chhin teh, lily:)
July 9th, 2009 at 2:00 pm
Hairehai.. ava har ve!!
Maturity khi 1 yr chiah emo ka lo ti pek anih khi.. a inziak kuau bok sia.
inven nan an in a puk tir (swap/hedge) tihna ani lom ni?
July 9th, 2009 at 2:31 pm
entirna dang leh ka mail ah min ron zot duh mang silo..
reliance company ho stock 100 ka lo lei ta a, share 1 Rs.500 zelin. mahse a sang don nge a hniam don ka hre hauh lo, in ven nan heta ka pawisa hman zat chiah hi Option ah ka trade leh thung ang, Rs 500 ah chiah hralh theihna turin. (option rs.50000 kan lei tihna).option ka lei tih omzia ta ber chu. Reliance stock hi eng ang pawn lo tla thla mahse ka option lei-na level (Rs.500)ah chiah hian ka hralh ang.
chuan reliance stock chu alo tla thla ta ngei a, company stock i lei atang kha chuan i lost ta ngei boka. Ngai i awh chiah dan chu:
Company share i lei hi Rs.400 man ah lo tla hniam ta se:
reliance stock i lei atang Rs.10000 i lost (50000-40000)
Option atang hian Rs.400 ah chiah hian i lei ta a (Rs.500 a hralh let theihna i lei hmasa toh miau a) rs 500 hian i hralh let leh ang. Chuan option atang Rs.10000 i gain leh.
chuan ngai i awh ta chiah a nih chu.
reliance share hi lo sang vak ta se i option lei hi i cancel thei thung tlat.. mahse option lei man hi a free bik lo, rs.500 a hralh let theihna i lei atang hian Rs.1-5 vel an charge ang che.. hetiang hian an in veng ta thin a ni. Hedging an ti a hming ah.
July 9th, 2009 at 4:10 pm
lolxx lily,k intih thiam vang poh nilovin Option i soi daih a Swap k zoh laiin, Option,Swap,Futures/Forwards te hi Derivative chi hrng2 an niaaaa…
engpohnise i fel reng2 thei ang2 in min puia… mizo tlangval nge2 kan t niang cuu, se k hriat dh tak ka la selo, google trngin kan enkual leh ngee auh
July 9th, 2009 at 4:17 pm
hedge omzia ka soi fiahna jaih maia .. Lol
July 9th, 2009 at 4:22 pm
i zohna khi ka man lo zawk nge ka thiam in a tlin lo zok le?? heheh
a tlin lo zok ah ka ngai..
July 9th, 2009 at 7:24 pm
Pu Kawnga khi a ril tlats…”2 is not equal to 2 pawh a prove theih” sol’n hmuh ka chak tops..