1st May, 2009 atanga Employees zawng zawng tana hman tawh tur New Pension System hi lo bih chiang dawn teh ang:
1. Pension atan an pawisa thoh khawm te hi Sawrkar fund(Govt. Securities) ah chauh dah tawh lovin Equity, Govt. Securities leh Debt Market (Loan ang chi) ah te dah tawh tur a ni.
2. Equity (Company Share) hian 50% a hauh tawh dawn avangin pension kan lak theih chin hi tam zawk hle tawh tura a ni.
3. Tuna Interest rate hman lai hi 8% p.a ani mek.
4. Pension Account hi Non-Withdrawable leh Withdrawable awm tura duan a ni.
5. Pension pawisa thoh tute (Employees) ten an pawisa dahna tur company an thlan a ngaih tawh dawn avangin(Equity bik ah) Adviser emaw anmahni in hriat thiam chin an neih angai ve hle tawh bawk ang.
6. An pawisa dahna tur thlan ngaihna hrelo te tan Auto Choice Option awm tur ani bawk.
7. Tuna Central Employees bik te hman mek NPS(New Pension System) hian Average in 14.5 % per annum a return. Equity in 50% a hauh hunah chuan anni Pension poh hian atam phah hle tawh tura ngaih a ni.
8. Pension pawisa hi Fund Manager (Mutual Fund Manager ang chi) ten an enkawl tawh dawn avangin company share-a invest mah ni se a him thokhat hle.
9. Pension Fund Regulatory and Development Authority (PFRDA) in an an regulate bawk ang.
10. Fund Manager tur te hi, SBI, UTI Asset Management, ICICI Prudential Life Insurance, Reliance MF, IDFC Mutual Fund and Kotak Mahindra te ani hrih phawt.
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May 4th, 2009 at 1:09 pm
Va hre thra ve!! link han dah la chuan employee ten choice an nei dawn nge dawn lo
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May 4th, 2009 at 2:31 pm
Pension hunah hian a lak leh a buaipui in a hautak viau mai ang em? Thingtlang lam a kan unau te tan hian a buaithlak leh zual ang em? Tuna a kal dan ang pawh hian a then tan chuan pension tih fel hun chhung hi a rei thin teh a nia. Nge? Heng harsatna zawng zawng hi a a fel duak zawk ang. Hman a Medical Reimbursement Insurance company hnena hlan ang deuh kha ani mai lawng maw?
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May 4th, 2009 at 3:10 pm
Auto choice option khi ka hrethiam ve lo tlat mai ? sawifiah thei kan awm em?
Ka lawm e
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May 4th, 2009 at 4:23 pm
@islander
Employee te choice tur a intih kuau khi
Thlan ngaihna hrelo tan Auto choice a om, a omjia chu;
kum 18-36 chin te tan an pawisa thawh 50% hi company share lei nan an hmang anga, 30% hi Company ho an puk tir (Corporate Bond) anga, abak zawng 20% hi Sawrkar (Govt. Securities) an puk tir ve thung ang.
Kum 36 pelh hnu atangin company share-a invest hi kumtin a tlem tial tial anga, sawrkar fund ah hian a lut tam tial tial thung ang.
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May 4th, 2009 at 8:33 pm
He new pension system hi Social security USA in an neih nen sawn a in ang. Sorkar hna thawk lo pawh in he scheme hi an avail thei dawn .
Sorkar hna thawk chu 1st January,2004 hnu lam a central employees lak thar te tan chuan mandatory a NPS hi subscribe tur a ni a, Armed Forces employees tan chiah mandatory a nilo .State sorkar 19 in he NPS ah hian an tel a, state 6 vel in tel an tum thu an sawi bawk.
A first phase ah mipui 80 million vel cover tur a ngaih a ni.Pension Fund Regulatory Development Authority (PFRDA) chhut dan chuan he new pension scheme hian India mipui 87 percent te, pension benefit nei ngai lo te hnen ah social security a pe thei dawn in an hria.
Mahse Sorkar hnathawk lo tan chuan he scheme a tel tur hian in volunteer a ngai a,
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May 4th, 2009 at 8:45 pm
Rs.500 hi installment pek theih dan hniam ber a ni a, installment pek zindan hniam ber chu kumkhat a vawi li a ni a, Rs.6000 tal kum khat a theh chhuah a ngai.
Kan sorkar hi a Sepui chet a , muang mahse a tih tawh hi chu ram dang pawn an zirchiang nasa thei thin. eg- EVM, NREGS etc
Social seurity nen in anna lai an nei. 100 percent in ang lo.
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May 5th, 2009 at 9:57 am
Equity Adviser tur hian Employee te Volunteer in min ko khawm sela Power Point presentation mumal takin grapgical nen thlap Co hrang hrang a tha zual ho min entir sela. Risk factor poh sawilang zelin. He kan EquityAdviser hi, stcok ah tumah reprsent lo sela Broker or Sub-broker ni lo bawk sela, chuan a kalkhawm khan min adivce avangin Rs 100 theuh thawh ila kan ven phah sawt ang. Tichuan thalai hna hmulo hovin stock equity invesment chungchang te enkawl weekly magazine a lo piang anga. Fund Manager ho advetisement kha heng magzine tharah te hian a lo lang ve tawh ang. LPS /ZONET scroll ah poh Equity hrang hrang dinhmun hi kal ve zet zet toh selangin
He Pension Policy thar hian an Regulatory Authorit office poh Aizawlah hian hawng ve ngei sela, dispute settle tur an ngah thei viau ang.
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May 5th, 2009 at 10:55 am
Employees te tan chauh i rawn tih hi Central Govt Employees tihna a ni thei angem ??? kei chu sawrkar hi ka ring a, open market investment hi chu depression leh economic downturn awm thut thei anih avangin ka duh lem lo.. Pension dawn hunah pension fund ber kha lak tur bar kan nei lo ve thei tlat..chuvangin mizoram in kan lo subscribe ve dawn anih pawhin inngaihtuah nasat a ngai hle ang…. State Govt Employees tan chuan tuna kan kal dan hi a thra ka ti ber…..security hi engkimah a hlu a nia….
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