Three Year Payment Relief for United States Small Business Loans – email from Facebook friend
Small business owners continue to be impacted by the greed of Wall Street and large banks. Over the past few months, small business owners have struggled to obtain loans and financing. Small business transactions have come to complete halt. As the top US banks have received TARP funding and Wall Street has rallied to over 10,000 small business owners continue to struggle.
Financing for small business owners is harder than ever, with terms that are simply unreasonable for most. As banks and hedge funds, such as Goldman Sachs and others, have seen record profits and boost to stock values, your local business is systematically punished by the lack of policy on part of the law makers and reduction of funding from banks.
Seventy percent of Americans work for small business owners. They form the backbone of the US economy. That is the reason why Bizcloud was created. At the same time 22 of the biggest banks that have been the beneficiary of TARP have reduced small business loans by over 8 Billion dollars. Small Business Administration has been ineffective in championing the needs of US business owners and entrepreneurs. The fifteen billion dollars allocated for small business loans is still caught in Washington and banking red tape, and very little if any has been provided to small business owners.
President Obama will be announcing new effort to stimulate small business and entrepreneurship. He is also headed to Japan next month to discuss various geopolitical issues. We hope that the President takes time to meet with Japanese finance minister and discuss the current global economic meltdown. Valuable lessons can be learned from the Financial Services Agency of Japan on how to support small business owners in this country.
Japanese Financial Services Agency has recently stated that it would ask banks and other lenders to ease repayment terms, such as extending repayment deadlines, for smaller and medium size companies as part of emergency legislation for up to three years.
A similar approach can also help United States small business owners. United States law makers and current administration should consider a similar model. The small business community is asking for a three year freeze of loan interest and principle payments for 261 billion dollars of current small business loan portfolio by the banks. Considering the financial guarantees of payments provided to Financial Services companies by the United States tax payers, having guarantees provided to small business owners to protect them from the unchecked capitalistic greed of Wall Street bankers would be a huge boost to the US economy.
America nge nge sumdawng tenau mahse mitamtak te chhanchhuah nana an hmalak anih hi
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(Y) 
October 22nd, 2009 at 12:20 pm
Hetiang deuh hian kan sawrkar(chak tak) hian mi harsa ten awlsam zawk a loan an lak theihna turin leh, a rulh danah pawh zangkhai zawk a an rulh theih dan tur ruahmanna hi siam se, sawipuitu neilo pawhin awlsam zawk a an mamawh ang loan an lak theih nan. Hemi rual hian loan rul tha tur a inzirtir uar a tul hle. Bank a thawkte pawh customer care ah tan la bawk se.
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October 22nd, 2009 at 12:21 pm
Mi ram economy te hi chu awmze neia kal an ni. Keini, Mizoram bikah hi chuan loan kan inpek dan pawh a tam zawk chu credit system mumal pawh kan nei loh avangin induhsakna vang a ni. Loan kan hmelhriat dan lah a dik mang der si lo. Kan economy lah sawrkar hnathawkte hlawha innghat a ni miau bawk si.
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October 22nd, 2009 at 12:28 pm
lahratla chu va reh ve. I thurawn tha tak tak nen rawn regu leh teh!
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October 22nd, 2009 at 12:29 pm
Rulh leh loh pawha an vui dawn loh chuan Zoramah hian rawn ti se la a va tha ve. Keini zawng, Loan rulh ngai lo chi hi kan mil zawng a ni e. Kan mizia a ni ve tlat!
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October 22nd, 2009 at 1:13 pm
‘Banker to the Poor’ Muhammad Yunus, Bangladesh a Grameen Bank dintu ziak kha Misual ho hian in chhiar tawh em? Kha lehkhabu kha lehkhabu tha tak a ni a. Khatiang Grameen system (micro finance) kha Mizoramah hian kan mamawh khawp in ka hria. A la chhiar lo kan awm chuan chhiar teh u’n, kha lehkhabu kha innei remchang lo a nih pawn ka ta hi Misual ho hawh atan chuan ka phal e.
In hawh duh lo a inchhiar duh si a nih chuan Vai ram lehkhabu dawrah chuan a tam mai Rs.399.00 man a ni e.
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October 22nd, 2009 at 1:49 pm
KVI,ZIDCO, NLUP, MIP, Transport subsidy, Industry dept. Subsidy chi hrang2, soft loan chi hrang2, central scheme neuh2 etc.etc.
Kan thil hmuh leh dawn te hi kan hlawhtlin pui lo a ni zawk lo maw? Facility leh support chu kan hmu tha ka ti. Keimahni hian kan zir ngang lo a ni, economy chhe bok si.
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October 22nd, 2009 at 2:36 pm
@VaiVa: Mahni tawkah a buai ve theih thin em a lawm le!
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October 22nd, 2009 at 4:01 pm
Ka ngaihtuahna a lo lut daih chu – US-a an small business te hi keini ram ang tan chuan a turu ngawt ang.
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October 22nd, 2009 at 4:05 pm
Keini rama small business: Alu leh papor kan zawrh, Lammual a funte lo stand-by, sahdah nuai sa dawrte a supply, kuhva hring kheh, chana ro kan puah pack, pawisa chhe thleng, bazaar a pheikhawk uih rehna zawrh
Ka hna, rawra chhut pawh hi small business ah a khung ve theih emaw…
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October 22nd, 2009 at 4:15 pm
Kanidar, khung theih teh reng mai. hehehe. Rawra chhua inhlawh pawh hi an ding chhuak ngei ngei, an kawng a kham hunah
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October 22nd, 2009 at 4:32 pm
caribou in zu a rawn sawisel chiam mai si a (post dangah) amah zah tak chungin ZU dawr hawnnan loan hi beisei ve mai chi em ni dawn chu le aw, te ka ti mai mai a. NOI fiamthu
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October 22nd, 2009 at 6:11 pm
India ramropui hian heting scheme hi a nei ve bawk a lawm. a bikin tribal tan, Ministry of tribal affairs-ah hetiang scheme ang chi hi loan leh grant in aid a awm nual a ni. Mizoramah hian Tribal affairs deptt. kan neih loh avagin Social Welfare Deptt hi agency an ni a, mahse SWD hian loan lam chi reng reng an pe duh lo, a chhan chu loan la ten an rul tha duh lo. Tin, N.E. state pasarih-a industries, infrastructure, animal husbandry, agri-horticulture plantation, medicinal plantation, sericulture plantation, aquaculture, poultry leh dairy lam tih hmasawnna turin North Eastern Development Finance Corporation Ltd. (NEDFi)a awm bawk a, Aizawl Chanmari-ah khuan office an nei nghe nghe, an ni pawh hi an hna chu bank atanga loan la ve thei lote tana loan pek a nih laiin loan an pe tha duh lo, a chhan chu loan la ten an rul tha duh lo. A tawp berah chuan, Mizote hi hnam rinawm nia kan insawi lai leh ram hruaitute rinawm tura kan duh lai hian kan rinawm tak tak lova, loan la ve duh ngawih ngawih ten mirinawm lote avanga loan kan la ve thei lo hi a na ka ti ngawih ngawih, kan chanvo tur dik tak hi mirinawm lote avangin kan chang thei lo a nih chu Mizo thalaite kan van duai hle.
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