SBI ah housing loan chhete lak ve ka rilruk deuh a, mahse la tih ngai loh te a ni bawk si a, ka bang bo khawp mai. Misual zingah hian a chinchang hre tak tak in awm ka ring a, bank a thawk mek pawh in awm maithei, loan lo la tawh pawh in awmin ka ring, in experience a trangin thurawn min lo pe thei ang em, trul lova ka buai vak loh nan. Ka lawm e
In thian,
Triplestar
Misual.comer
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January 20th, 2010 at 3:45 am
Kei pawhin ka hre ve duh a nia…
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January 20th, 2010 at 4:00 am
Sawi ve teh ang.
Chhete hi engzatnge ni ang aw?
Ka hriat thin dan chuan Mizoramah chuan 40% net salary hi thla khatah SBI hian EMI (Equated Monthly Instalment) atan cut theia an inngaih chin a ni a (MRB-in 50%). I net salary 40% kha i service la neih zat kum ×12 (thla zat) khan han tichhuak (puntir) la, i lak phak zat chu a chiang mai lo maw?
I lak tur zat (theih zat) kha a pung percentage nen, i rulh rei zawng tur nen compound interest chhut la, thla khata i rulh ngai zat (EMI) chu a chhuak mai ang.
Sawi dik loh ka nei thei. SBI-ah ka thawk lova, danglam a lo awm thei tehmeuh mai.
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January 20th, 2010 at 4:18 am
Entir nan :
I net salary (net take home) hi Rs. 10,000/- lo ni ta se -
Service hi kum 10 la nei ni bawk ta la;
40% of net = Rs. 4,000/-
Kum 10×12 = 120months
I lak theih zat chu interest nen veka chhutin EMI hian
Rs. 4,000/- a pel thei lo tihna.
Kum 10 chhunga rul zo tur lo ni ta la, a interest rate hi 10% per annum compound interest ni bawk se, EMI Rs. 3965/- in Rs. 3,00,000/- i puk thei a nih mai hmel.
Data hi chhut awl turin ka round-off hlawm a, i mil kher lovang. Tin, ka sawi huai lo ka tih kha. A thawkte’n an hrechiang ber ang.
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January 20th, 2010 at 7:28 am
Nia, housing loan khoihtu kha zawt pawps mai rawh. A hriatloh chuan kan sik hrep dawn nia!
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January 20th, 2010 at 8:09 am
SBI Branch hnai ber ah va kal a..a thawk te ngei ve zawt la..an nin an hre zawk in ka ring.
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January 20th, 2010 at 8:56 am
Keipek ka hrechiang duh khoops han thawhkhawm zel teh un, bengvar thlak khops tawh tho na-in
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January 20th, 2010 at 10:03 am
SBI ho software chu ka thianpa in min pek kha maw, data entry zawh chuan a mahin a chhuak pep pep a.
Ku Muanga chu a va hre ve mawle. Amah zawhna, “Processing fee hi Mizoram ah engzah nge an lâk le“?
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January 20th, 2010 at 10:07 am
A lawmawm hle mai, thil ka hriat belh ta teuh e, Tin, ka la hriat tel duh chu ADA te inrawlh chin leh architect te pawimawhna chin te, sum sen ngai tur zat tlangpui te min hrilh theih chuan ka lawm hle ang. thil tih ngai leh neih ngai tur indawt te…
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January 20th, 2010 at 10:08 am
Kei poh ka hrelo teh mai ani a han contri zel tah u a bengvarthlak mi(sual)nih hi bengvarna a lo ni ber e.
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January 20th, 2010 at 10:16 am
@triplestar chu thil i ngaihtuah/chhut nasat ve hmel hle mai. Kei chu bank-ah ka kal a, min hrilh ang ang kha ka pawm mai a, ka rul triah triah mai.
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January 20th, 2010 at 10:18 am
In sak dawn/ a chung sak zawm dawn etc. chuan ADA approval neih a ngai. Nawr chak leh chak lohah a innghat bawk. ADA approved Architect drawing a ngai a, mahse a rawihna rate chu a in ang lo mai thei, mahni fanu/fapa te annih phei chuan…:lol:
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January 20th, 2010 at 10:27 am
Housing loan, hriat loh lam tak ni. Ka hriat ve chu… Vawk vulh loan in Puanthui khawl a lei deih :lol:
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January 20th, 2010 at 10:58 am
SBI/Bank dang a thawk kan awm em,han hrilh teh u,a short cut te a awm lawm ni,in puih liam liam a tha e…. kei pawn ka hre duh a :lol:
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January 20th, 2010 at 11:01 am
Keipawh bankah ka han kal teh ang.ba rul turin he he
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January 20th, 2010 at 12:22 pm
ka sianpa hi SBI ah personal loan khoihtu ania, a hriat hlauh chuan ka rawn post don nia.
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January 20th, 2010 at 12:22 pm
@ chhangte_ll :
“Processing fee hi Mizoram ah engzah nge an lâk le“?
Tun dinhmunah chuan (or a standard rate chu) 0.5% of Loan Amount a ni. A chang chuan concession awm lai, a hniam theih lai pawh a awm ve bawk – an ti
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January 20th, 2010 at 1:43 pm
Hetiang hian ABC atangin hriat awl thei berin ka han sawi ange. SBI kaltlangin hlawh i lak a ngai phawt. I dahkham tur LSC chu i hming ngei i sakna ngei tur a nih a ngai. I net salary (i take home zawng) kha 60 in puntir la chu chu i lak theih zat a ni. I rulhna turin i salary 40% bak SBI in an la thei lo. Document ngai te: LPC, advocate search report, building estimate from PWD (bldg div.),suitability certificate, loan clearance from diff. Banks,confirmation certificate. 5 yrs tal regular service i nei ang. Tawk phawts
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January 20th, 2010 at 1:43 pm
Hman ni khan Delhi (Lal Dora) a Housing Loan ka la a, a duh tan chuan kan agent pa kha ka kawhmuh thei ang. PSU Bank hranhran Canara, Syndicate, PNB, P&SB etc ah a lak thei. Mahse Agent Fee a ngai ve thung. Five percent of total loan amount.
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January 20th, 2010 at 1:59 pm
SBI reorganised/redesigned hnu ah Home Loan Sales Team (HLST)a om tur a ni a, processing pawh Central Processing Centre (CPC) atang a tih vek tur ani ang … Branch ah disbursement chauh an ti tawh ang. @triplestar HLST Relationship Manager (RM – Home Loan) zawng chhuak la, zawt ang che …
SMS hmang a zohna/complaint pawh tih theih ani tawh anti bawk… Contact Centre NE : 9957052211.
Try chhin karo ….
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January 20th, 2010 at 2:39 pm
@Muantea: I nupui i rawn phawt a, i rawn comment ani maw? Sum dah tang tam pa. I comment hi a tha lutuk, a rintlak.
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January 20th, 2010 at 4:53 pm
Pu triplestar: housing loan i lak hunah chuan minlo phur ve. iii
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