In hre hlawm tho maitheia. Education loan la, interest subsidy dil thei, lo hrelo palh te in awm takin. Thil ka post khat bawka ka’n post ve reng reng ange.
The Central Govt. has introdued a scheme for providing interest subsidy on Education loans during moratorium for technical and professional courses (after class XII) for studies in india from recognised institutions in India under the IBA Model Education Loan Scheme for students from Economically Weaker Sections (EWS) with annual gross parental/family income upto Rs.4.50 lacs per annum from the academic year 2009-10.
Applicability of the Scheme
The scheme would be applicable only for studies in recognized Technical/Professional courses in India. The interest subsidy shall be linked with the existingEducation Loan Scheme of IBA and restricted to students enrolled in recognize Technical/Professional courses (after class XII) in India in Edicational institutions established by Acts of Parliament, other institutions recognized by the concerned Statutory Bodies, Indian Institues of Management (IIMs) and other institutions set up by the Central/State government. The maximum loan limit under Education Loan Scheme of IBA for studies in India is Rs.10 lacs.
Moratorium Period
The subsidy is provided for the period of moratorium i.e course period plus one year or six months after getting job whichever os earlier or as prescribed under the Education Loan Scheme. After the moratorium period is over, the interest on the outstanding loan amount shall be paid by the student in accordance with the provisions of the Education Loan Scheme.
Criteria for Economically Weaker Section
The benefit of the scheme would be applicable to those students belonging to Economically Weaker Section with an annual gross parental/family income with upper limit of Rs.4.50 lacs per year (from all sources). Income proof shall be required from the students from such public authorities which are authorized by the State Governments fot certification of income status for this scheme, including Central end State Government schemes. The present scheme is intended to cater to the needs of students belonging to Economically Weaker Sections with prescribed with upper parental gross income limit of the family from all sources, which is based on economic index and not on social background. The scheme is independent of any other schemes which may cater to Economically Weaker Section.
Competent Authority to issua Certificate
The Ministry of HRD, Government of India has issued an Advisory to all State Governments requesting them to designate appropriate authority or authorities who are competent to issue income certificates, based on economc index and not social background for the purpose of this scheme. The Banks shall implement the scheme based on the notification of the certification authority by State Governments communicated through District Level Committees (DLCCs).
Eligibility for Interest Subsidy
The interest subsidy under the scheme shall be available to the eligible students only once either for the first undergraduate degree course or the postgraduate degree/diploma in India. Interest subsidy shall however, be admissible for integrated courses (graduate plus postgraduate).
Interest subsidy under this scheme shall not be available for students once they discontinue the course midstream, or who are expelled from the institutions on disciplinary or academic ground. However, the interest subsidy will be available only if the discontinuation was due to medical grounds for which necessary documentation to the satifaction of the Head of educational institution will have to be given.
Applicable Academic Year
The scheme shall be applicable only in respect of disbursement made by tha bank on or after 01.04.2009 from the academic year 2009-10, irrespective of date of sanction. In respect of the courses and loans availed prior to 01.04.2009, the subsidy is available to the extent of disbursements made after 01.04.2009.
Nodal Bank
The scheme shall be implemented through Canara Bank, which is the Nodal Bank for the ministry of Human Resources Development. The subsidy claim will be lodged with Canara Bank which in turn will claim the same from Ministry of Human Resources Development and send to SBI. The interest subsidy amount will be credited to the education loan account only after receipt from the govt. through Canara Bank.
You are requested to contact the Branch concerned for any further details. If you are eligible for subsidy you may submit tha requires documents for claiming the interest subsidy before 10.11.2010.
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(Y)
November 5th, 2010 at 11:05 pm
1st hehe
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November 5th, 2010 at 11:06 pm
Good one…tfs
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November 5th, 2010 at 11:08 pm
hman ah khan lo ni tawh se……. :!:
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November 5th, 2010 at 11:15 pm
Mizoramah chuan a theih leh tak tak lovang.Bank hian education loan hi an pe duh mang tlat lo.Chhuanlam an siam char char.Ka hua a nia. :evil:
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November 5th, 2010 at 11:18 pm
bank leh post office baka dawr hrehawm ka hre lo.
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November 5th, 2010 at 11:40 pm
#1, Pu Shaia leh Kawlhawk iangin maw???
:lol: :lol: :twisted: :twisted: :mrgreen: :mrgreen:
Ka dil thei lo, ka tangkai pui lem love :?
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November 5th, 2010 at 11:42 pm
thriante titi vel ka lo hriat ve atangin, nia, student loan hi an pe chak vaklo a nih hmel, zoram lamah.
Maximum 10 lacs hi technical course tan 15 lacs an ti bok m kh o?
Good post..
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November 5th, 2010 at 11:47 pm
Kan hunlai te kha ni se o, tunlai thangthar ho vanneih jia hi an inhria ngem le???
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November 5th, 2010 at 11:49 pm
a tak ramah chuan khirh tak a ni… :| :mrgreen:
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November 5th, 2010 at 11:50 pm
Rempui, Tapaiiko bihe bhaiyo?
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November 5th, 2010 at 11:58 pm
@ chhak-chhuak, Mizoram jia ngai te te tho ni mo
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November 6th, 2010 at 12:04 am
@HV, nah! :D. Single! :mrgreen:
subha raatri…
ma thakai,
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November 6th, 2010 at 12:05 am
A Va tha ve.. Bank ho hian an hria a ngem le? hmanni ka zawh chuan implementation ah an buai rih.. Sawrkar hian a tih dan mumal tak a la hrilh lo ni awm tak a ni…tin, implementing Bank hi Mizoram ah a awm ve si lo va,
Bank ka tan na ni lo se.. Kan thian te Bank a thawk te sawi hmang in India khawilai ah mah hian Edu loan an pe chak lo. a chhan chu employment a harsat vang leh Education Loan rulh mumal loh/harsa a tam em vang ni awm tak ani..Tunah hian All India Level ah Edu loan Chhia a pung thur thur ..tin, Loan a chhiat reng reng hian a sanction tu/process tu hian a hna ah kum 10 kal ta a lo sanction poh nise a tuar thin( Court case/promodown) ni awm tak a ni.Loan a chhiat chuan a thi ve thei si lo va( mi hring te ang lo in)interest a awm zel bawk si a.
Mahni eizawnna in a tawrh ai chuan tih loh hi kan thlang deuh zel lo maw? . Bank ka tan ah min lo ngai lo ula. Mahni chan theuh ah i in dah chhin ila,eg, Hotel Management zir tur in Rs 10.00 lac i sanction ngam a ngem??? I Hna/Nupui fanaute ngaih tuah la..
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November 6th, 2010 at 12:07 am
A takah chuan a har leh fat fat ngawt ang chu.
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November 6th, 2010 at 12:11 am
Rempui, tapaaiikii ghara kaaham ho, ke tapain nepali bolnuhunchha?
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November 6th, 2010 at 12:12 am
#13 puipuia,”Edu loan Chhia” eng ber i sawi na nge aw?
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November 6th, 2010 at 12:18 am
post hi Central sawrkar in student loan lo la tawh nikum april hnu lam ami zawngin a pung subsidy natur an dil thei tihna anih ber hi… SBI notification ah chuan last date a hnaih tawh avangin ka rawn post mai mai.
Central sawrkar hian students loan hi pung tlem te a tih an tuma, chu chu bank tan channa anih dawn avangin Central sawrkar-in an pung hniam te, students in an pek leh theihloh tihvel an hlauh avanga Bank in students te Loan an pek duhloh loh nan Cantral sawrkar in a guarantee dawn ani. Tun ami hi a hmahruai ani a, he subsidy pawh hi Central sawrkar-in a subsidized angin Students ten a pung an chawi tur tamtak kha Central sawrkar-in a pek sak dawn tihna ani ber mai.
Pu Hawla ten NLUP atanga mi rethei khai chhuah nana theihtawp an chhuah ang deuhin sawrkar in pawisa zirlaite a thlawn in a pe/chawi sak ani ber mai.
Hetiang deuh hian NLUP dawng tute tan pawh NLUP atanga an pawisa dawn hi a thlawn anilo a, Sawrkar in a chawi sak/kep ani ber ang chu. Miin hah taka an thawh chhuah atanga an pek kha sawrkar in thil phal takin anmahni hlawk nan thil a tih saka, diklo taka hmanga abuse an awm anih chuan Eiru kan tih tenen an danglamna ka hre lutuk lo.
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November 6th, 2010 at 12:21 am
chanchinbu lamahte chhuah chi anih khi,kawmpiutar/intarnet hmang velo te tan a tangkai ang 8O
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November 6th, 2010 at 12:39 am
#16.. Edu loan chhia awm zia chu … Education Loan la si rul tha leh duh lo.. a chhan eng vang poh ( hna hmuh loh vang, ngaihsak/ngaih poimoh tawk loh vang etc )ni se.
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November 6th, 2010 at 12:44 am
KAN OT LAWK..MISUAL HO HMUI FANGA VA IM HO KHA NGA TI NGE NEWS IN LA RAWN NEIH MIAH LOH???? KA LO NGHAHHLEH TEH RENG NEN
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November 6th, 2010 at 1:15 am
@rempuii_SaKawrCHakBer & Eich Vee hi in C.K bik luttuk oOO!! :mrgreen: :twisted:
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November 6th, 2010 at 2:08 am
wonderboy, hokna hoila ho, khukri mar din cha :mrgreen:
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November 6th, 2010 at 3:01 pm
@funny khogaihin i source min pe thei m??chhiar zau na tur in..dil te kan la tum ve sia…
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November 6th, 2010 at 3:10 pm
ka hmu lehsi e…anyway thanks 4 ur information..
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November 6th, 2010 at 3:19 pm
@Pu funny : Nikum April hnu lam i tih hi 2009 April hma (eg 2007, 2006, 2005) ho ten awmzia a awm chuang lo tih na ni thei em??
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November 6th, 2010 at 3:21 pm
chhemaia: lehkha phek ami ka rawn type chhuak tawp anih khi, net ah chuan khawiah emawh chuan a awm tho in ka ring zawn chuan. dil duh chuan mahni loan lak na bank ah tih dan leh documents trul tur ang te zawh chian keuh chi ang.
Nakina student loan la dil duh tan pawh a awlsam deuh tawh ang Central sawrkar in a guarantee chuan.
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November 6th, 2010 at 3:24 pm
Pu funny hi fb lamah biak theih ta reng2 loh mai, inti champion tlat. I inti thei, intih san i tum Himalaya angin, inchhuangut-i, inchhuangut-i – Jesse Lalrova hairehai :mrgreen:
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November 6th, 2010 at 3:25 pm
beethugs2: nia nikum april hnu lam bak chu a huam lo, entirnan 6th pay an implement a, kum tawp ah hlawh pung an la chauh na in, april atanga a pun natur kha Arear an dawng ang deuh hi ani ber ang chu.
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November 6th, 2010 at 4:09 pm
Thank you..
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November 6th, 2010 at 4:32 pm
Funny, mizotawng in siam la, khawii chanchinbuah emaw thawn teh..a thatpui tur an tam ang..
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November 6th, 2010 at 4:52 pm
A bengvarthlak chek ang chu maw! Ka chhiar lemlova.
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November 6th, 2010 at 4:59 pm
@funny, vawin ah ka va zawh tir a SBI ah an var pawhlo khawp mai, rin ai tak in atak ah chuan ahar hmel atih dan kal hmang ka va zawh tir a an in kawk kual vel mai mai ani awm e. Bank dawr hi chu a hahthlak teh zawng ani e.
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November 6th, 2010 at 5:04 pm
#32..vlchinzah, chuti chu ni tlat zel a..
i ti thra e..ka thrian pakhat pawh dil a tum ve deuh aniang, a bangbo khawp a, he post te hi ka’n chhiar tir ringot a..
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November 6th, 2010 at 5:31 pm
@Rempuii, nia buaithlak khop mai, DC atang income certificate ang deuh hemi dilna atan a siam hi a awm a, chu chu lak tur an ti, hei pawh hi bank sawi nilo in ka thiante hnen atang ka ka hriat chhawn, va lak a submit ve tawp tur anih hmel.
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November 6th, 2010 at 6:41 pm
vlchinzah: A branch a zir tepawh aniang chu biak har leh har loh lampang chu. Helama ka dawr ve tawh ho hi chu biak an nuamin an friendly thei khawpmai.
Mizoram pawn hi chu kan sawi theilova, mizoram chhunga bank emaw office emaw dawr har leh a dawrtute tan pawha buaithlak tling khawpa induh leh thatchhia ang tehi chu chanchinbu velah chhuah ngun deuh sela anmahni an in en let a an in siamthat theihnan.
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January 7th, 2011 at 1:05 pm
Thanks for your info here. As per LIC is concerned what is the need of loans here. Review the website and get more plans here.
https://www.lifeinsurancechandigarh.com/
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January 7th, 2011 at 1:10 pm
@ 36 Amit…u seem to have missed your path somewhere and taken a wrong turn here
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March 9th, 2011 at 6:21 am
Go for LIC. There is no need of loan. https://www.liclifeinsuranceindia.com
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