“Hetianga sum dahtu (policy holder) te leh agent te hian sum an dah veleh company atangin a hlawkna an tel ngei ngei thin a, Synod Pension Fund hotute hian a hlawkna an tel tthin chu an tel vek tawh ngei ang a, nuai engzat tak dawng hlawm ang maw tih chu mi tam tak ngaihdan a ni a, an hotupa ber phei chuan motor car thar a dawng tel tih an sawi nghe nghe a ni,” tiin Evening Post lehkha dawnah a inziak a ni”.
Mizo hi rinthu a thilsawi punlun vak kan ching tih hi a dik hle mai. Agent te chuan an dawng ve bawk tur a nia lawm. Synod lo pawn dah se agent fee hi chu ngei ngeia pek tur. Online a anlei thiam te a nih ngawt loh chuan.
An hotu te hi agent ah te an tang vel nge. Chutin, an tang ngawt thei lo bawk ang. Agent ni tur hian at least 50 hrs practical trainning angai. Chuan Insurance institute atang exam an clear angai bawk. Duh duh agent nih ngawt theih a nilo.
A sawi tute hian Pension Fund hrang hrang te hriat an nei em? An neih chuan enge he thilah hian diklo awm chuang le? ICICI Prudential-ah te, Birla Sunlife-ah te, Bajaj Allianz-ah te, LICI etc. ah te an dah a ni awm a.
Heng a pawisa pension atana dah anih hian thil diklo a awm miah lo. Sawrkar Pension hmanlai mek pawh hi ti tawpin hemi te scheme hrang hrang ah hian a insawn daih theih. An Pension scheme neih larhzual te chu
1. Group Gratuity( a awmzia chu employee te hian an service tawp ah hian an ni 15 (average) hlawh zat(half month salary) hi an service kum tam dan a zirin anla thina. entirnan: kum 10 service in a thla chanve hlawh let 10 a la thei, chutiangin kum 20 service in a let 20. Heihi compulsory a ni (Payment of Gratuity Act 1972) Employer eg. Synod, Govt. of Mizoram etc te hian an employee te hnen ah an pek ngei tur a ni.
2.Employee Deposit Linked Insurance Scheme(EDLI): Hemi hi insurance an neih belh theih nana hman a ni thin employees te tan. A pawisa thawhtu hi a chhawrtu (Employer) ani tlangpui bawk. An GP Fund, EPS etc atangin an cut sak mai. An contribute sak zat chu 0.50% of salary ani tlangpui.
3. Group Leave Encashment Scheme (GLES): Hehi a awmzia a buaithlak deuh, Employee te reng rengin an service hun chhung hian chawlh a nei vek thin. an chawlh chhung hian chawl lovin anlo thawk tlang ta thova, heti a nih chuan an khami hun chhunga an hlawh kha alet (twice) tur a ni. A chhan chu an chawlh theih hun chhung hian hlawh anlak thin tho vangin. Employer te tan heiho phurrit a nih theih avangin Insurance company ah anlo lei sak ta thin a ni a scheme a hi.
4. Group Pension Scheme: Heihi Govt. hnathawk hovin pension an lak thin GPF etc. te aia hman thin a ni. Pension ah hian Defined Benefit leh Contribution Benefits a awm hrang leh(Defined: Fixed Pension amount, contribution: Based on interest earned). Pension ngawr ngawr hi chu a dah hun chhung a rei avangin Market risk pawh lak a tha zawk. Tunah phei chuan NPS (new pension scheme) sawrkar laipuiin a hmang tawh lehnghal.
Heta an pawisa thawh 50% hi company a invest(Market Risk) nan an hmang tawh don, Auto choice (Investment awmzia hrelo tana hman tur takngial ah pawh). Heti a nih si chuan Market Risk lak kha a dik lohna a awm eih lo. Mahse an tihsual ve theih chu an scheme lak dawn ah hian agent te thawhpuiin, agent commission anlo hlep ve hi. Heihi anlo ti duh a nih chuan ka sawi theih a awm lo.
A dang pawh Scheme neuh neuh chu a awm nual bawk. Tunlaia kan hriat larh em em ULIP pawh hian a dah theih tho a ni. Heta andah anih chuan market risk anla tel tihna ani ang. ULIP-a anla a nih pawh hre lova lo pawng sawisel, rinhlelh chiam hi a diklo.
Tin, henga pawisa an dah hian employee ten sawrkar atang leh an thawhna hmun dang atanga hamthatna an dawn tur ang hi a kiam phah lo. Angai reng. Hetianga pawisa dah hi RISK tak tak ania te anla ti ta deuh deuh.. hairehai khua a var mawlh lo.
Zawhna min zawt thei ang 
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June 3rd, 2009 at 2:02 pm
Tunlaiah chuan a chiah huai huai, a ba tam tam kan hausa ta. Hei pawh hi Kohhran hian a hai bik lo a nih hi. Investment = RISK
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June 3rd, 2009 at 2:06 pm
Pawisa hi zawng kan duh anih hi.
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June 3rd, 2009 at 2:30 pm
lily hi ka investment guru ah ka thlang e
a hre tlats a advice hi ka hlokpui ngei ka ring 
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June 3rd, 2009 at 2:33 pm
@borat, pawisa duh kan awm a, pawisa duh huam huam an awm bawk!
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June 3rd, 2009 at 2:44 pm
zawhna???
1) Synod hian pawisa hi nationalised bank ah chauh a dah thei a, tuna a dahna hi nationalised bank a ni em?
2) Synod financial report ah khan tuna pawisa dah hi ziahlan a ni m?
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June 3rd, 2009 at 2:44 pm
“Lalpa sum ka ngainep a..” tih hla khuangpui nen an sa hum hum a, leh lamah an chiah puan pawrh pawrh mai ani.
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June 3rd, 2009 at 2:47 pm
lily hi ka fund mamanger an ka thlang e :!: hre ril tlaits
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June 3rd, 2009 at 2:48 pm
Nationalized financial institution an ni. Ek Rank
Dan khirh te te anlo nei(Synod)chuan ka hriatpui ve lo.
Synod financial report hi kan enpui ve thei dawn a mi le?
Ka chhan theih bak anni Synod in relbawl dan chu.
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June 3rd, 2009 at 3:07 pm
he post a definitions ho khi…bcom ka zir laiin by-heart tlauh2 zel…a ngaihom loh top lolz
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June 3rd, 2009 at 3:42 pm
Source article ngun taka chhiar hian a lo dah tu hi Synod ni lovin mawhphurtu tute emawin Synod Pension fund chu kohhran hriatpui lohvin hmun dangah an lo dah pung, an tihna a ni zawk lo’m ni? A dahna him leh him loh lam chu thudang ni se, Kohhran sum mahni hlawkna tura hetia lo tih kual hi thil tih chi a ni lo hrim hrim a. A lo dik ngei anih chuan Synod pawhin an chungthu a rel ngei tur a ni ang chu.
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June 3rd, 2009 at 4:31 pm
yes.. an hrethiam hlom lo anih hi haha.
Source a ziah dan hi chuan, synod pension fund enkol tu in synod hotute thu lo in pension fund a sum ama hlok nan alo dah pung!
Tak tak ni ange mo? a zia lo eee…
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June 3rd, 2009 at 5:07 pm
Lily_parmawia-
Synod-in pawisa an dah a him em? tih a ni lo a, Synod hotute thu lo-in mimal hlawkna atan sum an dah tih lam zawk a niin a lang a, an sum dah dan i lo hrilhfiah vak mai a..
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June 3rd, 2009 at 5:50 pm
@riangtleii
ka sawi chhan tak chu.. “hetianga pawisa dah hi risk tak tak ania” tih kha..
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June 3rd, 2009 at 6:02 pm
Heng sumdah hi Synod Khawmpui lian a remtih a nih chuan tha hmiang maw!
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June 3rd, 2009 at 6:14 pm
Lily_parmawia-
a ni maw… risk la huai zofate zingah chuan a tlangtla fu mai bawk sia ti raw.. Synod khawmpui lian chuan hriatpui tak maw le..???
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June 3rd, 2009 at 7:03 pm
Hriatpui hmel loh.
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June 3rd, 2009 at 7:37 pm
Hetiang tite hi an hrem dawn nge an tawngtai pui zok don
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June 3rd, 2009 at 10:37 pm
“Ngaidam rawh, an thil tih hi an hrelo a ni e”.
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June 3rd, 2009 at 10:49 pm
Sum ngainat= hmangaih (The love of money) hi sual tinreng bul a ni.
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June 3rd, 2009 at 11:39 pm
Synod Executive Committee thu-in nge an dah a,Synod Inkhawmpui thu in tih hi kan buaina ber zawk tur chu a ni. phalna neia an dah anih chuan a dik lohna ka hre lo, agent-te chuan an ei ve tur a lawm. Amaherawhchu, phalna engmah nei lova an duh ang anga Synod Pension Fund an pawngsual anih erawh chuan an chungah dan anga hremna lekkawh chi a ni ang.
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June 4th, 2009 at 2:38 am
Ka chung chiaha mi sawi ang khi…
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June 4th, 2009 at 10:14 am
Evening post dawnna lehkha a inziak khi chu a dik fumfe lo hle mai.
“Hetianga sum dahtu (policy holder) te leh agent te hian sum an dah veleh company atangin a hlawkna an tel ngei ngei thin a, …” Agent chuan commission a ei ngei ngei tur a ni a, hlawh neilo in tuman policy an zuar peih awm si lova. A sum dahtu (Policy Holder) erawh chuan a dah veleh hlawkna a neih theihna Insurance policy/company ka la hre ngai lo. Death benfit claim nghal theih chu a awm, mahse chutiang nilo ah chuan hlawkna a tel nghal mai theih loh hrim2.
Kum 3 hnu lamah chuan market that dan a zirin a hlawkin a hlawk lo thei mai zawk a ni.
Engpawhnise, Synod rorelna khoih phak ka ni ve lo na in (Kohhran dang) ka ngaidan han sawi ve mai mai ila. Synod Pension fund hetia invest duhna rilru a khoih tuten an nei hi fakawm ka tia… An organisation tan hmakhua an ngai hle ah ka ngaihsak a. Amaherawhchu, Life Insurance co ah an invest hi chu a fuh lemlo. A chhan chu, Life insure tur bik neilovin mi 1 emaw an insure ringawt ta thin a. An duh tak chu a investment part kha a ni thin si a. Unit engemaw zat kha Life/death benefit atan assign a ngai thin si a.
MF ah emaw te, leh investna dangah hian invest zawk ta se, a tha phian long maw
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June 4th, 2009 at 2:49 pm
zan lama chiahpuam hi risk a ni ve tho em le?
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June 4th, 2009 at 3:05 pm
Health Care Scam kha Comment theih loh kha a ni a; Synod chiahpuam erawh hi chu sawrkar leh mai theite pawi sawi a hlauhawm loh vang nge a va han open haih haih ve!! Zalenna te hi semrual deuh ila.
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June 4th, 2009 at 11:51 pm
Tun lai chu Kohhran lam bad news a go tlat a ni awm e, Mizoram Baptist Church ram lei scam pawh an chhuah leh tawh kha!!!
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August 10th, 2009 at 7:09 pm
Lily_parmawia i ziah hi ka pawm e….keichu kan Synod hruaitute hian an mahni hlawkna an um ka ring lo a, mimal duhdana dah an nih ka ring lo. Insurance-ah hian policy hrang hrang a awm a, chung zingah chuan Death Benefit awm lo (purely investment)te pawh a awm a..chungah chuan an invest ka ring bawk. Synod investment heti taka an sawi buar ta hi keichuan in itsikna vang chauh anih ka ring…a sawi bawrhbangtu tam takte hi agent-ah trang ve se heti hian an sawi buai ka ring hran lo. ZALEN-ah pawh chiang takin an ron ziakin ka hria…Pastor fate’n commission an dawng hi kan thik a ni an ron tih tol mai kha mo!! in itsikna vang chauhah ka ngai..keima mimal ngaihdan ka ron thoh ve e.. Lily_parmawia i ziak tha, ka veng hawk mai
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July 26th, 2011 at 11:50 pm
ÑÍÎÑ ÑÒÐÎÅÍÈÉ…
minny…
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