Mizo te leh Investment!

May 25th, 2009 5:28 am by Lily_parmawia

Mizo ten investment/ Stock Market Investment kan hriat danah hian fuh lo tak a awm ve a. Chu a fuh tawk lohna chu heihi a ni: Stock Market ah pawisa invest chu tih fuh chuan hausak hluai theihna, tih fuh loh erawh chuan chat duai theihna. Heihi a dik tawk lo hle a ni.

A chhan chu  Hnam fing zawk leh upa zawk ten hman hman atang tawh khan stock market-a pawisa invest hi anlo ching hle tawh, a chhan chu an pawisa nakin kum 10-20 hnu a lo pung tura an hisap vang a ni. Tun hnai kum 2-3 vela hman nghal tur atan pawisa an invest meuh lo. Kum 2-3 chhung invest ringawt pawh hi a him tawk lo hle.

Stock Market-a pawisa dah/invest te re re hian kum 10 chuang an dah theih chuan a pung an hlep tha tlangpui thin. Tlangpui tih hian kum 10 chhung invest thei te ah hian pawisa hlauh an awm kan hre bar lovang, an awmlo ti ila kan daw kherlo thei bawk.

Bank Pawisa dah( Fixed Deposit) nen tehkhin chhin ila. Bank Fixed Deposit ah hian kumkhat chhunga a interest kan neih theih sang ber hi 10% vel a ni. Kum 20 pawh pawisa dah mahila a interest hian a san phah lo re re. Nakin atana kan pawisa hman duh tur,  Bank Fixed Deposit te a kan dah thin aia hian Stock Market a in register Company ho hnenah pawisa an invest thren ve ta zawk thin a ni.

Stock Market-a  kum 10 chhung tal dahin a chhe berah kum khat zela chhut in 15% a pung tlangpui thin. Amaherawhchu kan dah hun chhung a zir a ni thei hle bawk.

India ram te ah hi chuan a tlangpuiin 20-30% p.a vela pung turah ngaih ani. Kum 10 chuang pawisa a pung awma kan dah thei rau rau a nih chuan Stock market aia dahna tur tha a awm chuanglo. Hetah tak hian kan va dahna tur company kha thlan thiam angai ve leh ta a ni. Mahrawhchu tun angah Mutual Fund te a awm tawha, anni hian kan beisei zat a zir zelin kan pawisa anlo invest ta thin a, company rintlak leh hlawk ngei tura an zir chhuah ah te chauh pawisa anlo dah ta thin a ni.

Hetianga bank te aia a pun thatna chhan bik chu, kan nitin mamawh leh a tel lova kan awm theih loh thil hrang hrang te siam chhuak tu, mihring an pun ang zela an hlokna pawh pung ve zel tur te ah pawisa kan va dah ve miau a, engemaw chang te chuan anlo che chhe ve thin, mahrawhchu mamawh na a awm zel avangin an che chhe rei thei tak tak meuh lo. Engtik lai pawha competition bei reng, hlawkk tum renga hnathawk te anni tlat maia a him tawk hle.

Chuvangin kan pawisa nakin atana hman tura kan ruahhman, a tel lova kan la khawsak theih bak te dah nan, keini aia fing leh hnam pui zawk ten kum za tel teh meuh anlo hman tawh ah hian i dah ve tawh ila. Tuna kan hriat dan fuh lo, ‘tih fuh chuan hlawk hluai theihna, tih fuh loh erawha chhiat duai theihna’ anga kan ngaih hi ti bo ve tawh in, i hmang ve tawh ang u. Mi tamtakin hetianga pawisa dah hi pawisa thap ang deuhah te an ngai thin, hei pawh mawl vang pakhat. Mi sumdawn naah pawisa kan va thawh ve a ni mai, mahni pawn sumdawnna tran dawn ila risk chu kan la vek tho. Heta risk a tel ani tih an sawi tak thlap thlap avanga pawng hlauh ngawt te.. tu tihdan takah a ramhlui zia lutuk.

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42 Responses to “Mizo te leh Investment!”

  1. 1
    mzvision Says:

    ka nuteiin serkhan khua, mi taima tak mai khan 30 yrs ago khan a pawisa thawhchhuah kha an pa khan gambling nan a hmang zel si. an in chung liang bulah sarangin a tuama, a thukru a. thlaithar aizawl bazar a a hralhna a thawh rim hlawh ania.mahse chawngzawng khan an lo tithler nasa maia. Aizawla bank awm chhunah thleng kan tum 50% poh kan thleng thei lo cheng sing a tling ve si, ka va han khongaih tak

    He thu kan sawi nachhan hi banking lam hi kum 30 kalta kha chuan ti an tlem em em. Insurance (unit link or link lo) te Mutual fund hrang hrang te stock market-a broker thru a invest te emaw, mutual fund hrim hrim poh hi kan la hmelhriat nasa lo hle.

    Heihi kan graduate thar ho hian sel-employed na tha anih hria a aizawl ah hian bul tan sup sup a ngai. kohhran thleng hian an invest duh dawn ania. insurance agent hi chu an awm ve ta nuala, stock market vel hi tlemin training that a ngai deuh a, invest duh chu an tam ang.

    SBI Multiplier plus kha ka fate college kal hautak hun atan ka ti a, ka lo invest tlem deuh naa an mature kha chuan tha ve tho mahse guide nei miah lova ti kha ka nia UTI-64 :?: te kha chu tluk lo tak a ni

    Mutual fund leh stock invesment hi titan an awm ta pheuh pheuh, mahse online trading tihna tur Guwahati Stock Exchange kaltang leh hmundang a pui zawk kaltlang tihna hmun hawng hi kan la awm lo anih hmel. Axis Bank hian investment guide deuh chu an nei an ti mahse kal tawng lo. Sumdawn dan chikhat a ni mai tih hi hria ila gambling angah kan ngai tlat hi a fuh lo. Risk awm lo business hi a awm lo. Risk tlem leh tam erawh a awm thei

    Forex trading te commodity trading ti te poh kan la awm em em ang. Student bright deuh ho khan hetiang lam hi a tre in training rawh u. Growth chu sky is the limit a ni mai

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  2. 2
    caribou Says:

    Lunglei ah ka awm a. Heta tanga stock marketa invest dan a awm em? A kalhmang min han hrilh teh. Private company chu Bajaj Allianz agent an tam.

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  3. 3
    lahratla Says:

    Market kalhmang leh fundamentals hriatna lamah expert emaw intermediate emaw tal nih loh chuan direct-a market luhchilh nghal tawp hi chu kei chuan ka suggest lo. Chu ai chuan mutual funds (MF) emaw Unit-linked Insurance Plans (ULIP) emaw lam kawng zawh a tha/”him” zawk.

    Tin, kum 10 chinah phei chuan mutual funds te aiin ULIPs ah hian a senso a tlem tlangpui zawk bawk. Long term-ah chuan MFs aiin ULIPs a hlawk zawk tihna a ni chu.

    Tin, ULIPs te hi 3-yrs lock-in period nei an nih tlangpui avangin kha khawih chet theih loh lai kum thum chhung khan fund managers-ten kan investment te kha a hlawk thei ang ber tura an hriat dan, an thiam ang ber leh an duh thalin an lo chalain thei thin a. Hetiang hi MFs ah chuan ELSS leh SIPs tih lohah chuan fund managers-ten tih theihna chance an nei ve lo. Kan sawi tawh angin, MFs te hi lock-in period nei lo, duh duh hunah lak chhuah theih an nih tlangpui avangin fund managers-te tan redemption pressure a sang em em a ni.

    Tin, equity (stock) investment te hi vawilehkhata luchilh tawp chi a ni lo. Hei hi chu a tul dan azirin kan la sawi leh dawn nia.

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  4. 4
    Borat Says:

    Financial market lama invest hi chu risk la huai, dawhthei (patient) tak nih a ngai. Kum 10 invest hnuah pawh ka loss talh an awm thei tho. Tunlai phei chuan risky tak ani.

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  5. 5
    maawma Says:

    Technical analysis hi inzir peih chuan in zir a tha, “the chart never lies” tih tawngkam hi kum 100 bawr vel a ni toh a nia, chuvangin a rin tlak. Financial market ah chuan a hman theih vek. Financial market chu “battle between bull and bear market” tih te “Technical trader do not fear of the bear and bull market” an tih te hi a dik lutuk. Japanese candlestick phei chu 90% vel in a dik.

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  6. 6
    maawma Says:

    Japanese candlestick atang lo chuan “exit leh enter/ When to buy or when to sell” ahriat theih loh. Fundamental Analysis atang ringawt chuan hma a sawn theih loh. Hetiang lama tui tan chuan Technical Analysis abikin Japanese candlestick hi hriat ngei ngei a ngai

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  7. 7
    Lily_parmawia Says:

    Pu mzvision
    Khatiang I sum dahin midang dah a phak loh kha Assets Re-balancing/Assets Re-location anti a, return beisei tur ang te, midang return a phak loh ten an re-located ta thin a ni. Guide om chu a ngai khop mai. Miin a tha antih vang ngawta bawh ve huam2 chi poh a nilo, kan mamoh a mil zel hian thlan tur a awm vek.

    @lahratla
    ULIP chu a hman dan adang deuh. I life Insure tel i duhlo a nih loh chuan a trul lova sum senna mai a ni ULIP chu. Assets maintenance charges a sang vah adang ho aiin. 3 yrs lock-in period tih pawh hi Mutual Fund ah pawh Closed-Ended ah chuan 3 yrs lock-in period scheme a ni tlangpui. I sawi hi chu open-ended a ni e.

    maawma… Techical trading kan soilo auh :P long-term capital appreciation a ni tawh tun trum chu.
    caribau
    awm teh na meuh mai. Mizoram agent satliah te, Insurance agent te in dawr hian an tum ber chu commission an hlep hnem theihna ber kha an kawhhmuh chat ang che u. In tana remchang kha an care lo. misual ah te inlo awm ve a nih chuan mizoram agent te, lo haw lo ula in nihna ka soi mai a nia. :D NOI

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  8. 8
    Lily_parmawia Says:

    Pu mzvision khatiang kha alawm mizo chuan kan la tawn loh hrim2 bawk chu. Pawisa kan va dah ve pawn kan dah mawl tawp. company chet that leh chhiat azirin kan sawi danglam ve ta thin lova. a hming ah assets re-location or assets re-balancing anti.
    @lahratla
    ULIP chu a hman dan adang. life insure tel i duh bawk chuan adang aia thlan tur a ni. mizoram agent hovin ‘invest nan chuan atha ber e’ tiin an hrilh che m? :D lock-in period tih pawh kha mutual fund ah pawh closed-ended MF, 3 yrs lock-in a awm ve thova, investment aim ngor2 chuan ULIP aia thlan chi a ni.
    caribou invest theih lohna hmun a awm hlei nem.. i tum a thu a ni mai ang chu ka ti. bajaj agents or local agents ho ah khan in nghat vak duh suh. I mamoh an laksak loh ang che, chu ai chuan an commission hlep hnem theihna ber an thlan sak ang che. I fimkhur don nia.
    maawma… technical trading anilo tlat tun tum chu :P long-term capital appreciation lam a ni ve tawh. NOI

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  9. 9
    vawrselapa_08 Says:

    Stock market a dah tih hian i stock lei a zir ani ang chu. Enron leh Wamu vel stock lei tan chuan, pawisa dah zawng zawng a ZERO ani mai a. Bank of America thla kalta lawka lei tan chuan 400% velin thla khat vel chhungin a pung ve leh bawk lawi si. Daily trading anga tih pawh hi a thra fu mai. Ka experience ah chuan, long term investment lam aiin Daily Trading a tih hi ka duh zamah. Research erawh tih peih a ngai deuh. Long term investment tih dawn chuan, an lingo lar DIVERSIFy ngei ngei a thra.

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  10. 10
    redrose Says:

    @caribou, Aizawla ka lo kal hunah ka lo hrilh ang che. fairwelth ah ka invest a, a tha khop mai. Credit in a lei theih a,( .06 an charge a)
    entir nan i poisa invest tak tak kha 1L vel ni ta se, 1.5L man tal share i lei thei a, tin advice an pe tha bok a, online in a tih theih a.ICICI ah ka invest thin a, ICICI nen chuan inthat hleih tak a ni.keini angmah hre lo tan phei chuan an advice anga kal phei chuan tifuh theih khop mai. PAN card kha lo nei phot la.

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  11. 11
    lahratla Says:

    vawrselapa_08 sawi ang chiah hian a dah hun chhung (investment horizon) a rei loh poh leh a return a tha thei. Ni khat thil thu lekah pawh 400%-in a kang dawrh theih. Chutiang chiah chuan 400% in a hniam dawrh ve thei tho bawk. Awmzia chu a hun a rei lo chuan a risk a sang a, a rei tial tial a, a risk a hniam tial tial tihna a ni. Chuvangin, direct stock kan luhchilh dawn chuan selective taka kan thlan a ngai a, equity concepts kan nal viau anih loh chuan luh loh law law a him zawk. Market a hniam hleka mutmu tuah tha thei lo, risk appetite hniam tak tan phei chuan tih loh tawp tur a ni mai.

    Tin, kan hria theuh angin equity atan “return” hman thin a ni a, debts atan erawh “interest” hman thin a ni.

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  12. 12
    lahratla Says:

    vawrselapa_08 sawi ang chiah hian a dah hun chhung (investment horizon) a rei loh poh leh a return a tha thei. Ni khat thil thu lekah pawh 400%-in a kang dawrh thei. Chutiang chiah chuan 400% in a hniam dawrh ve thei tho bawk. Awmzia chu a hun a rei lo chuan a risk a sang a, a rei tial tial a, a risk a hniam tial tial tihna a ni. Chuvangin, direct-a stock kan luhchilh dawn chuan selective taka kan thlan a ngai a, equity concepts kan nal viau anih loh chuan luh loh law law a him zawk. Market a hniam hleka mutmu tuah tha thei lo, risk appetite hniam tak tan phei chuan tih chi loh lutuk ringawt.

    Mahse, ka pa te rualin 80’s leh 90’s chho vela an lo ngaih thin dan mawl tak GAMBLING erawh a ni lo.

    Tin, kan hriat theuh angin equity atan “return” hman thin a ni a, debts atan erawh “interest” hman thin a ni.

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  13. 13
    Lily_parmawia Says:

    @lahratla
    tuna i soi hi gambling dik tak chu a ni ve leh tlat si :D
    nikhat thilthu hi in nghana tlak anilo. stock movement sawi thei kan awm miau lova chuvangin a gambling ta hluah2 a ni. Tin ahmasa zoka i soi ULIP poh kha life insure tel duh te lak chi chauh a ni. investment aim ngor2 tan chuan Mutual fund closed-ended 3 yrs lock-in period hi a tha. Open ended leh closed ended hi hriat pawlh loh tur.

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  14. 14
    Lily_parmawia Says:

    pu mzvision i sawi ang khian mizo ah chuan assets re-location/assets re-balancing ti kan awm ve ta thin lova. company performance chhe tak anlo awm hian re-locate zung2 tur a ni. a fing hmasa chu ilo ni ta tho2 a ni e.. :D

    caribou khawvel tawp ah poh omla theih loh hi a omlo re2, mahrawhchu heihi ilo hresa don nia ( I Invest tak2 don a nih chuan) Mizoram agents tam ber te khan I tana remchang leh i dinhmunin a zir kha an kawh hmuh che ring suh, chu ai chuan an commission hlep tam theihna or an thohpui te company (e.g reliance life insurance, reliance MF, Tata-Aig etc.) te chauh an rawn ang che.

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  15. 15
    ZerO Says:

    “Subject to market risk” a ni zel a, buaithlak. Aizawlah pawh Insurance Company an awm ve nual ta – Tata AIG, Bajaj Alliance, LIC etc.

    Ni e, 20-45% a pung e an ti a, mahse “Subject to market risk” a ni zel a. “Market a lo tlachhe deuh a nih pawn 10% tal a pung tho ang” tih a ni bawk si lo. Minimum 3 yrs deposit a ngai bawk si, a risky ve alawm.

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  16. 16
    lahratla Says:

    the market does not operate exactly like a casino. In a casino, the longer you play, the more you will lose. In the market, the longer you play, the more likely you are to win. @Lily_parmawia: “There have been people who made a quick killing in the market, just as there have been people who left the casino with a profit — but they are the exception, not the rule. Money is made in the market by buying quality and holding it over the long run.

    So the answer to the question really is a little more than “No! Casinos are gambling and the stock market is investing.” That’s just Part I of the answer. Part II is: “Realize the difference and don’t try to treat the market like gambling.”

    “A popular conception about the stock market (or plural, stock markets) is that investments are tantamount to gambling. Gambling of course shares many of the principles of good investing, and while they are alike in
    many ways, dealing with investments on a fluctuating market is not gambling. The reason it is not gambling is because there are predictable methods to investing and gaining in the stock market, while even the best gambler takes tremendous risk in what amounts to be a zero sum situation.”

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  17. 17
    lahratla Says:

    Assets re-location/assets re-balancing in sawi hi chu a dik chiah. Hemi ti tur pawh hian MFs ah chuan kan fund/scheme kan thlak a nih loh chuan a theih loh. ULIPs ah erawh chuan policy thlak kher loh paw’n fund swithching a tih theih. Tin, policy mature dawn hnaihah emaw full withdrawal tih dawn hnaiah chuan equity atangin debt lamah insawn tam a tha. Tin, ULIPs nei tam zawk hi investment kalhmang hre lem lo kan nih avangin proposal kan tih rualin emaw policy issue a nih rual rualin online fund switching facility hi apply nghal thin ila, kan aia kan agent-te’n an hria a nih chuan an kutah dah ta thin ila, a tha viau ang.

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  18. 18
    lahratla Says:

    Mahse, Mizorama insurance agents tam zawk hi chu an manager-tena an hrilh ang anga innghat ve tawp, mahnia inzira research tum lem lo a ni hlawm ang. Chuvangin, policy i leina tur agent pawh experienced tak ni thei se.

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  19. 19
    lahratla Says:

    Investment ngawr ngawr atang thlir chuan MFs leh ULIPs chu a inan loh miau avangin compare theih a ni leh bawk si lo. A compare theih dan fair ber chu ULIPs vs. MFs + term insurance (pure insurance). Hetianga kan compare ngat chuan ULIPs hi MFs+Term Insurnace combo ai hian long term ah chuan policy a zirin a tha zawk tho tho ang.

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  20. 20
    lahratla Says:

    “20-45% a pung e an ti” vei chhen hi chu misselling dik tak a ni. Benchmark atana hman tlang lawn ber BSE Sensex, kum 30 kalta chhunga a past performance kan en chuan, 15-20% vel a ni zawk e.

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  21. 21
    Aryan Says:

    Intih hriat siak emawni in sawi dan hi harsat hmel em em hian in sawi a, a harsat loh zia leh a complicate loh zia hi keini Equity trader hian kan hre chiang sia. Bombay Stock Exchange a equity zuk trade/invest aiin Silchar atanga zikhlum khar chhawn hi a harsa zawk ang.

    Advice ka pek duh chu a chunga technical jargon urhsun deuh deuh khi ignore vek ula in ti fuh zawk ang. A hmasa ber ah https://www.sharekhan.com/ ah kal ula account hawng ula, anni hian Bank account in mamawh zawng zawng pawh an hawn sak vek thei ang che u. I trade (buy/sell) tam dan a zirin Fee pawh pek a ngai lo.

    Account in hawn fel zawh a Tax number (PAN in tia mawni India ramah) teng te a fel vek chuan in invest nghal thei tihna anih chu.

    Khing Account khi i hawn fel zawh ah I Bank Account an hawnsak ah che khian Rs nuaih 1 va dah rawh le(example only)

    Chuan I sharekhan account ah login la Company list sang chuang zingah kha Company rin tlak bank rupt mai mai lo tur a invest i duh ta a, Chuan news websites vel te leh a dang te i en kuala Maruti Suzuki Company hi rintlak tak, Bankrupt mai mai lo tur ni a i rin a car model thar hralh tla deuh tur an siamchhuak thar dawn ani tih te i hriat phei chuan an share 100 kha Rs 960 in i lei ta ani. A vaiin Rs 96,000 + 0.1% (Rs 96) brokerage fee nen i seng ta ani. CHuan I leini atanga ni 3 ah I bank account atangin pawisa kha automatic in Sharekhan khian an la chhuak anga i leina te hnenah an pe ang.

    Naktukah news lawmawm tak maruti khian an puang a, Tunkumah Car an hralh tha hle dawn ni in an sawia, Share khi Rs 960 a i lei kha Rs 1000 ah a sang chho ta dawrh mai a, I stock (share) value kha Rs 100,000 ani ta anih chu. Hlep tel nghal i duh chuan Rs 1000 anih lai khan I hralh a, Rs 100,000- brokeragefee ( Rs 100) i Bank account ah i hralh ni atanga nithum chhungin a rawn lut ang. Chuan A tira Rs Nuaih 1 invest khan nikhat thilthu ah Rs 4000 vel i hlep ta tihna anih chu.

    Khitiang chiah khian Nikhat thilthu ah rs 4000 pawh i hloh thei maruti share khi Rs 920 ah tla thla ta se. Chi ai mai lo la news tha deuh a awm chuan i hloh zawng zawng pawh kha nikhat thilthu ah bawk i hmu let leh thei a, kum 1 chuang nghah a ngaih chang te pawh a awm ang. Chubakah Company hian kum tin Dividend a tlangpuiin vawi hnih an pe thin, I share price sang lo mahse Dividend (company hlep an semdarh kha) Rs 40 per share anih chun bank a dah ngawt ai chuan ala hlawk tho maithei ani.

    Tiang khian pawisa i ngah dan a zirin company chi hrang hrang share i leiin i hralh thei a, chu chu diversification an tia, I Company pakhat tluchhe mahse a dang share i la neih tho vangin i neih zawng zawng i chan dawn lo ani tihna zuk nia. :-x

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  22. 22
    Lily_parmawia Says:

    @Aryan
    a hre ber pawn i ti dik tawk lo. nge typo mistake?
    “I trade (buy/sell) tam dan a zirin Fee pawh pek a ngai lo”. share 1 Rs. 20 man pawh leiin fee pek ngai te chu:
    1. Brokerage, 2. security transaction tax(0.017%), 3.service tax on brokers(0.0035%), 4. stamp duty(0.01%), 5.sebi tax(0.0002%), 6.NSE/BSE tax(0.02%). Hemi hi Delivery based ani. Delivery based tih awmzia chu Invesment ang ni rei tak2 share lei ang hi. Intra-Day te, Future & Option ten charges an nei hrang thlap2.

    Engemaw hriat ve chhun2 sawi ve chiam2 hi a mawi ber lo. Tuna ka ron ziah ber pawh hi Delivery based chiah a ni. Miin Bank Fixed Deposit ah te pawisa rei tak2 an dah ai ah hian hnam fing zawk leh upa zawk te tih dan hi en tawn ve tawh ila ka ti a ni mai. a thenin Equity trading te, Technical trading, Insuarnce based investing te insawi, hetiang hi ka sawi tum pawh a nilo.

    Hetianga investment tih nan hian diversification anti, an share lei te mumal takin an remkhawm thin. a hming te :1. Buy and Hold policy, 2. Consant Mix Policy, 3.Dynamic Asset allocation policy leh 4.Insured asset allocation policy te anni. Heng te hi hrilh fiaha awmze nei taka dah dan pawh min zawt thei ang. hman hman atanga anlo hman tawh, mi tam ber tana hmantlak tura an duan chhuahsa awmchhun te anni.

    Mi a invest in mahniin a tha kan tih dan ber hi pawn rawn ve ngawt pawh a nilo. Investment ti te hian tum kan nei theuh. a thein preservation of capital atan, athenin Income oriented, Balance policy leh Growth based te anni bawk. I tana remchang em em kha mi dang tan chuan chuti hlauh ani thei bawk.

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  23. 23
    awzoram Says:

    In va dek sei hlom e :-(

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  24. 24
    awzoram Says:

    heng ang hi investment an ti re re mi

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  25. 25
    Aryan Says:

    Lily India ram ah trading ka ti ngai lo a a fee neuh neuh chu ka dik vek kher lo ang mahse tih dan phung pangai chuan khitiang fee neuh neuh i rawn sawi khi transaction/ brokerage cost ah tel vek thin a an deduct nghal vek, a hring ahranga kan pek leh chhawn ngai chu Capital gains tax chiah kum tawpah Income Tax kan file hunah kan profit atanga pek anga, India ramah pawh chutiang chu anih ve tho ka ring. In sawi ang a text book zir chhuak hlim inti hre deuh in hriat siak tum hi in ang thei em a tin lawm. Tin ka chhan zawk chu I thu ziak nilovin caibou rawn zawh engtin nge stock market ah ka invest ve theih ang tih khi ani. A bul tan tur technical terms , jargons, Futures leh options tih vel fah vak kha class 1 a advance maths zirtir ang deuh ani e. I post zawng zawng khi chhiar let la engtin nge stock market ah an invest ang tih chhanna a awm em?

    Equity a direct a a invest theih dan kawng ka kawh hmuh tawh khi, nangin a kawng dang han kawh hmuh teh le, tin i rawn zeh tel “1. Buy and Hold policy, 2. Consant Mix Policy, 3.Dynamic Asset allocation policy leh 4.Insured asset allocation policy te ” tih te hi i explain si loh chuan engtin nge midang he topic chhiar tu te hian an hmang tang kai theih ang?

    Chuan hei hi share/stock ka hralh na contract chu anih hi, ni 11 May a ka lei, vawiin a ka hralh @ ~ $ 600 profit https://i43.tinypic.com/fejdxe.jpg Profit atang khian Capital Gains tax chiah kan pe ang. A fee dang zawng zawng chu Broker hian an deduct nghal vek.

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  26. 26
    caribou Says:

    @Aryan and Lily: Ekhaai. in mi chhanna a ngaihnawm, word khat lek pawh ka buaina tham tur a tam kher mai. Thudang daih, nakinah in hman huna min chhan atan: Post office ah hian mutual fund a tih ve theih an ti a. Anni hi kan ban phak maia awm an ni a. In hre chiang mial lo maw? A tha ve tho em? An FD ve lah hi kum khatah 6.25% p.a. chauh a ni si a, beisei a bo. SBI mutual fund pawh a awm an ti in ka hria.

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  27. 27
    vawrselapa_08 Says:

    Lily: “Engemaw hriat ve chhun2 sawi ve chiam2 hi a mawi ber lo” “1. Brokerage, 2. security transaction tax(0.017%), 3.service tax on brokers(0.0035%), 4. stamp duty(0.01%), 5.sebi tax(0.0002%), 6.NSE/BSE tax(0.02%). ”
    Hriat chhun chhun rawn sawi chiam chiam a chu nangpui roh hi i nih hi a.

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  28. 28
    Lily_parmawia Says:

    Ka hriatchhun ni lovin ka prof. na ani e. :D
    Enge hriat belh duh te i nei em? vawrselapa_08 :D

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  29. 29
    lahratla Says:

    A post neitu Lily_parmawia sawi hi a dik chiah. Long term atan chuan FD aiin equities – stocks, MFs, ULIPs te hi an tha fe zawk. Sawrkar hnathawkte pawh hian an hlawh atangin GPF, PRS etc. atan hi chuan a tul chin bak cut tir vak vak lo se. Miin Rs 1000 te te in thlatin dah tha ta se, kum khat chhungin Rs 12,000 a khawl dawn tihna a ni a. Chutianga kum 30 chhung a tih chuan a khawl zawng zawng kha Rs 3,60,000/- a lo ni ang a. Kum tin pung chhawng (compounded) neiin 18%-a a pun ziah chuan kum 30 hnuah chuan Rs 1,11,99,824/- (crorepati!)a nei thei dawn a ni. 18% leh a aia sang pawh a niang chu, a a pun theihna awm chhun chu equities chauh hi a ni. Long term-ah chuan equities hian summ peipunna (asset classes) dawng zawng zawng a khum a. Hei hi hun kal tawhina a nemngheh leh a nemngheh mek zel a ni.

    Hemi rual chiah a ka sawi duh chu mi tam takin kum 3 hnua kum tin 25-50% vel a pung beiseia ULIPs kan la hi chu a fuh thlawt lo. Hausak thut tumna rilru hi kan paih bo a ngai.

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  30. 30
    Lily_parmawia Says:

    @caribou
    ka lo theihngilh daih a lom le. nia PO fixed deposit ah chuan dah duhsuh.. Kum 5 tal te i pawisa dah tur tel lova i khawsak theih don chuan SBI Mutual fund la zok la. anni hi an performance a tha rei ber (www.valueresearchonline.com) tawh a. Capital pung ngor2 i aim chuan Growth(risk asang ber) Fund lei la, a nih loha, him tak chung si, interest tha tel tho si ah chuan Balance Fund i lei don nia. A lei dan vel i buai chuan min ron mail mai don nia.

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  31. 31
    funny Says:

    lily_parmawia: i post tha leh hlemai. tunlai chu ka hun neih a limit lutuka ka comment tha hmanlo, hman deuh hunah kalo comment ve ang :D

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  32. 32
    SnwQueen Says:

    PU Lily I MAIL chu min lo pe ve la, zawh chian tur che ka nei a nia…nang tiang lam i hre bawk a :)

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  33. 33
    Lily_parmawia Says:

    Pi SnwQueen
    I mail lo check la… :)

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  34. 34
    vawrselapa_08 Says:

    Lily i “Prof.” alo ni maw a ? I khat liam zawk alo nih dawn hi a !!! Ka hriat duh dang zawh i in huam bawk a, Investment lamah chuan eng ang Profession nei nge i nih le ? Kan lo hre ve mai mai thei em ? Google kual mai mai satliah nilo, Advice lak tlakna tak tak te pawh ilo ni daih thei bawk e.

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  35. 35
    Lily_parmawia Says:

    @vawrselapa_08
    Check ur email :vawrselapa@yahoo.com

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  36. 36
    Fonzcsailo Says:

    Lily_parmawia i manali wala khan life insurance a nei em, a hausak zek lo maw, mutual fund blah blah a nei nual lo maw hihihih

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  37. 37
    Lily_parmawia Says:

    hahhaha.. laksak mai chi a ni Fonzc.. a boral keuh chuan HIt don lo ltk.. :D

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  38. 38
    caribou Says:

    @Lily_parmawia: Ka rawn tlai kher mai. Thli vang emaw ni network a chhe lutuk a. Balance fund lei dan chu min lo hrilh teh. Ka bangbo teh mai a nia. Ka hriat ve chin chu Recurrind deposit chiah a ni e. Ka mail: zcariboulh@yahoo.com

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  39. 39
    Aryan Says:

    India Post website sawi dan chuan Post Office ah hian Principal, SBI, UTI, Franklin Templeton and Reliance Mutual Fund ah te i invest thei, Post office list zingah Aizawl Head PO pawh a tel.

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  40. 40
    jamesrdm Says:

    A ngaihnawm hlawm hle mai. Kei chuan chipchiar takin heng investment kalphung hi ka hre ve lo, a chhan chu ka zirna subject nen a inpersan em a. Tin, investment leh chain marketing reng rengah hian ka interest ngai lo, ram leh hnam hmangaihna avangin nasa takin TV leh Chanchinbu lamah kan lo bengchheng ve tawh thin a, chuvangin mi tam tak tan
    pawh an beiseina tisangtu kan nih ve theih avang leh mahni tawka fimkhur ve ngang leh reputation neih duh em em ka
    nih vang a ni.

    Amaherawhchu tun hnai te khan National Self Employment Mission (NSEM) a lo chhuak a, nasa taka ka study hnu-ah leh Mizorama bu lo khuar tawh company hrang hrang te nena ka han khaikhin hian hei ngei hi a nih dawn hi hetiang lama lo tisual tawhte kan chhanchhuahna kawng tur chu tiin Mizorama a bul tantute zingah ka tel ve ta a ni. A hmasa ber chuan a reliability kan en a ngai. Dan ang thlapin Registration leh a business kaihhnawih thil dang dang, IRDA Licese te, Income Tax PAN te, TAN te leh a tul dang dang te hi a nei vek a. India rama Company rintlak leh ngelnghet ber ber te pawhin an tih ngam loh he company hian tih a nei a. Chu chu a SBI A/c No. 30445156889 ualau taka a brochure-a a pho lang hi a ni. NSEM chungchang hre chiang duh chuan ka mobile phone ah hian min rawn zawt dawn nia, 9862340622. Tin NSEM chungchang hi article angin ka rawn post nghal e.

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  41. 41
    caribou Says:

    James-a buaipui em em NSEM kha eng tin nge maw a awm chhunzawm zel tak le.

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  42. 42
    aumawia Says:

    @vawrselapa_08 @Lily_parmawia @redrose ka van be chiang duh che u em. In contact number min share thei em aw?

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