ATM hmang chin chuan Saptawng in thiam vek tho turah ngai ila…bakah Mizo tawnga han lehlin vel hi ka zei vak lo bawk nen..a Saptawnga an post ang ang hian lo chhiar ve mai teh u’n!
ATMs are under siege more than ever from skimming. Skimming, where ATM thieves steal your PIN and account number using remote devices, is increasing dramatically. Often done by sophisticated crime rings from the Eastern bloc countries, ATM skimming is becoming a high-tech art that’s hard to detect.
That’s bad news for consumers. Experts say that losses from skimming are approaching $1 billion. Nearly one in five fraud victims reported having their credit card PIN or debit card ATM PIN information stolen in 2009, according to Javelin Strategy & Research. And Robert Vamosi, an analyst handling risk, fraud and security at Javelin, sees ATM skimming continuing to rise this year and next. “Consumers aren’t aware of ATM tampering,” he says. “ATMs have 40 years of trust.”
Skimming isn’t new. It’s been around for at least 10 years. What has changed is that the “technology of the bad guy is getting better and better every year,” says Robert Siciliano, a security expert based in Boston. “It’s up to consumers to watch their own backs.”
Typically, ATM thieves use two devices to capture your PIN and card data. One device sits near where you swipe your card and reads the magnetic stripe on your card with your account number. Even more confusing, the device mimics the card slot. “The technology has evolved to a point where the molded plastic fits like it belongs there,” says Siciliano. Devices are even readily available over the Internet for as little as $300.
A camera, hidden from view, captures the PIN. “You can get the data in real time,” says Siciliano. “You can be in your car with a laptop remotely accessing the device.”
Thieves then burn the data onto a blank card to access your money.
U.S. Secret Service spokesman Max Milien wants consumers to be warned. “The public is notified after an event,” he says. And don’t take bank security for granted. Fraud can occur at any bank in any part of the country. Thieves are even sending out false text alerts to get consumer data.
Banks, they say, are slow to adopt anti-skimming measures. When Javelin surveyed 25 banks, four stood out, though, for their anti-theft measures. They are Bank of America, Chase, Citibank and Wells Fargo.
Experts add that debit card users are most at risk. Typically, consumers must report fraudulent charges within two days, limiting your liability to $50. If you report ATM skimming fraud within 60 days, you’re liable for the first $500 of any transaction. Siciliano adds that thieves carefully orchestrate ATM withdrawals, maxing out cash withdrawals one day and waiting until after midnight for the next stash, which quickly adds up.
Here are four tips to help you protect your account.
1. Cover your password with your hand
Hidden cameras are disguised so they can pick up your password. By protecting it, ATM thieves can’t access your account.
2. Use familiar ATMs and limit your visits
ATMs in dimly lighted spots or used late at night could be more susceptible to fraud, while ATMs under video surveillance can be safer. Stay away from ATMs at retail stores or restaurants, adds Siciliano. Recently, skimming devices were found on ATMs in a popular grocery store in central Florida. Airports, convenience stores or kiosks are equally vulnerable to ATM thieves. Still, even highly trafficked ATMs outside a bank branch have been targeted by thieves.
Also, try to limit your visits to the ATM. “With frequency, there’s risk,” says Siciliano.
3. Check bank balances frequently
Given the two-day window for reporting fraud, it pays to check your account frequently. If you don’t report fraud within 60 days, you have unlimited liability. “Sign up for alerts and notice unusual withdrawals,” says Vamosi.
With credit cards there are more protections in place, and you can dispute charges.”You have at least a billing cycle,” says Siciliano.
4. Observe the ATM
Vamosi cautions consumers to look at an ATM to make sure a card slot is “legitimate and not tacked on.” Look for things that strike you, he says. “Some people have felt that when they inserted their card, something went awry,” he says. In that case, try another ATM.
When protecting your account against ATM thieves, “it’s all about awareness, paying attention and understanding risks,” says Sicilano. “There are 400,000 ATMs and every one of them is susceptible to fraud. The speed and convenience of technology has replaced the security of technology.”
Source: https://finance.yahoo.com/news/4-tips-to-protect-you-from-brn-569297724.html?x=0
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July 17th, 2010 at 8:49 am
A bengvar thlak e
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July 17th, 2010 at 8:53 am
A tha khawp mai!
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July 17th, 2010 at 8:55 am
Van tha e…, mahse, A/C no leh Pin no. hre mahse, a Card a an neih loh chuan eng tin ge an lak ang le…????
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July 17th, 2010 at 8:59 am
Kilung… read 5th para
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July 17th, 2010 at 9:08 am
Ruk sak tur pawisa hi nei phawt ila, chuan ka print thlaps ang
/jks
@keimah chu rawn bei tha ve. Thil tangkai, applicable, nitina kan hman nghal theih thil a ni. Goos poosss..
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July 17th, 2010 at 9:10 am
Gothic#, thanks..alo sei reuh em anih hi…
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July 17th, 2010 at 9:29 am
A block dan dang an hre leh mai ang mahse fimkhur chu ngai dawn a ni e khawvel tak hi chu aw
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July 17th, 2010 at 9:42 am
Kei mahni hman ni lova an ru chhuak a nih chuan kan bank in min rul leh vek tho a, ka rilru ka ti hah peih lo hetiang ah hi chuan. Hriat reng reng erawh a tha tho tho e.
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July 17th, 2010 at 9:49 am
https://timesofindia.indiatimes.....163503.cms
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July 17th, 2010 at 9:52 am
Gothica a rintlak maw i sawi hi tunge i sawrs
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July 17th, 2010 at 10:00 am
A rintlak anih khi
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July 17th, 2010 at 10:00 am
Gothica# sawi ang hi hman deuh khan Delhi ah pawh an ti tawh, ATM kha an kar thlawn a chuan motor ah an an phur an ti, a veng tu pawh kut an thlak ani awm e. Thil awm thei tak chu ani.
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July 17th, 2010 at 10:05 am
An va dah nghet awmlo em em
ATM vengtu an awm thin elaw?
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July 17th, 2010 at 10:08 am
link chu ka dah tawh e….
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July 17th, 2010 at 10:09 am
Pu HV, awm thin e… harsatna nei leh tithang vaklo tan an tangkai phian asin
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July 17th, 2010 at 10:11 am
kan veng ATM veng tupa chu beer a khilai theih lolzzz…rintlak vak loh ang
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July 17th, 2010 at 10:11 am
HV te khua ah hian an awm ve thin em aw?kan awmna khua/bul vel ah chuan Gas station ami ATM hi an ruh tam tawh,aruk tu te hi an zei phian, 1minute ah Truck chung ah an load thei
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July 17th, 2010 at 10:14 am
RafaEl, #15 tangkai phian tur asin bakah, hna tuemaw in hna a hmuh/neih phah kha a ni leh zel bawk a, a tha khawp mai.
ceeagch, kan khaw lam chu a awm ka la hrelo.
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July 17th, 2010 at 10:26 am
Hriat tur ṭangkai tak tak a awm nual mai. @Keimah i ti lawmawm hle mai.
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July 17th, 2010 at 11:52 am
@kanidari, @Diktea Pa, & mi dangte..thanks. ATM hi ka nei ve bawk a, ka hmang ngai lo lutuk a, a password te ka theihnghilh vel! Ka thiannuin a lo la hre hlauh zawk a…
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July 17th, 2010 at 12:14 pm
Automated teller machine (ATM) hi chu kei ka hmang tangkai thlawt ani. Metro city a awm/kal phei chuan pawisa in ah chhuah tun ai chuan Atm card a bazar hi a remchang phian ania. Thil man tam tham lei dawn phei chuan pawisa ka ak chhuak ngailo.
Mahse ‘swipe machine’ fraud an man treuh hmanni khan (20 vel). Bihar, jharkhand, UP bial velah.. He machine lem hi a siamtu te leh dawr neitu ten in tiam rualin customer bum nan an hmang thin. Chuvangin atm card hmang a thil lei thin i nih cuan rintlak tak dawr chauh pan la. Balance Receipt lak theihnghilh ngai suh ang che.
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July 17th, 2010 at 3:08 pm
It’s secure for me, I got no money through an ATM!
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July 18th, 2010 at 8:59 am
A thaht khi keni ATM hmang nasa pawisa pai ngailo zin nikhua te pawh in buses station leh rail station a mamawh chang a ATM a hmet chhuak zeuh ching tan fimkhur a ngai anih hi.
ATM pum pui khan an ru in ti em ni khawi lai ram ah nge an ruk a.Tin vengtu an dah thin a maw?Keini ve vengtu an dah ngai lo.Puipunna hmun ah chuan ATM hi Bank hrang 2 in an hung deuh zel.
Kan secret code lo hre ru pawh nise kan card tel lo chuan engtin nge an ruk chuang ang le.
Bank ah kal in witdraw tum pawh nise kan ID tel lo chuan an withdraw thei chuang si lova.
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July 18th, 2010 at 9:10 am
https://yfrog.com/86anuinatmatnginp
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July 18th, 2010 at 4:37 pm
Debit card hi Bank account chauh lo ah pawh hian an hmang nasa ta hle mai. He Debit card pahnih te pawh hi a tangkai ve phian. Reliance Mutual Fund ami leh pakhat zawk phei hi chu FX broker https://www.ibfx.com (Interbank FX) ho pek chhuak an nia. InterbankFX ho phei hi chu Salt Lake City, Utah, USA FX broker an nia, Aizawl a an client an rawn pe daih thei nia mawle! Mahni lah USA la hmuh miah loh chu sawi loh, midang Saptram thlenga an zinna tur air ticket lak tawh sa tak ngial pawh la hmu miah lo. he he
https://maawma.com/wp-content/u.....t-card.jpg
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July 18th, 2010 at 4:43 pm
Debit card hi Bank account ami sum lakchhuah nan chauh lo ah pawh hian an hmang nasa ta hle mai. He Debit card pahnih te pawh hi a tangkai ve phian. Reliance Mutual Fund ami leh pakhat zawk phei hi chu FX broker https://www.ibfx.com (Interbank FX) ho pek chhuak an nia. InterbankFX ho phei hi chu Salt Lake City, Utah, USA FX broker an nia, Aizawl a an client an rawn pe daih thei nia mawle! Mahni lah USA la hmuh miah loh chu sawi loh, midang Sapram thlenga an zinna tur air ticket lak tawh sa tak ngial pawh la hmu miah lo. he he
https://maawma.com/wp-content/u.....t-card.jpg
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July 18th, 2010 at 4:54 pm
Debit card hi Bank account ami sum lakchhuah nan chauh lo ah pawh hian an hmang nasa ta hle mai. He Debit card pahnih te pawh hi a tangkai ve phian. Reliance Mutual Fund ami leh pakhat zawk phei hi chu FX broker Interbank FX ho pek chhuak an nia. InterbankFX ho phei hi chu Salt Lake City, Utah, USA FX broker an nia, Aizawl a an client an rawn pe daih thei nia mawle! Mahni lah USA la hmuh miah loh chu sawi loh, midang Sapram thlenga an zinna tur air ticket lak tawh sa tak ngial pawh la hmu miah lo. he he
https://maawma.com/wp-content/u.....t-card.jpg
https://i29.tinypic.com/2z52jqd.jpg
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July 18th, 2010 at 4:57 pm
digit 4 a ni tlangpui a, hexadecimal-a a luh phei chuan thil harsa lemlo tak a ni.mahse trace back theih loh hi a pawimawh ber.
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